FirstCheckingSM

Banking for Young Adults

Whether you're a student just starting college or you've already entered the workforce, building a solid foundation for your finances is a vital step towards having a secure financial future.

FirstCheckingSM is an account designed for young adults 18 to 29 years of age (including high school seniors age 17 or older) who want to manage their own money without worrying about paying a monthly service charge. This means no hassles trying to maintain a minimum balance. And what's more, there is no monthly service charge on your Regular Savings account if you make monthly automatic transfers of $25 or more from your FirstChecking account. You can get your FirstChecking account started with a minimum opening deposit of $100 (or just $5 with Direct Deposit).

Check out these other great features!

  • A choice of an individual or joint checking account
  • FREE first order of 50 checks
  • No per check charges

Plus, like all of our checking products, you can get:

  • FREE MasterCard® CheckCard
  • FREE Online Banking through the Internet (Basic service) including CheckImageSM and eStatementsSM
  • ...and more!

Banking on the future

Once you reach 30 years of age, you will have the opportunity to select any one of our checking products that will best suit your future banking needs. If you convert to our Priority Banking PlanSM, this comprehensive program will provide you even more value-added banking products and services to help you achieve a secure financial future. Priority Banking services include a dedicated banker, personal loan discounts, free checks, no annual fee CheckCard and a Platinum Aloha AirAwards credit card with a reduced annual fee, among other benefits.+

FirstChecking Benefits

FirstChecking Opening Deposit
  • $100 (Just $5 with Direct Deposit)

Checking
  • No monthly service charge
  • No minimum balance required
  • Free first order of 50 checks
  • No per check charges
  • CheckStorageSM required (It stores images of your canceled checks for a period of time.)

Regular Savings
  • No monthly service charge or minimum balance required if you make a monthly automatic transfer of $25 or more from your FirstChecking account

Debit Card
  • No annual fee CheckCard
  • Use it anytime to make all your everyday purchases
  • Purchases are automatically deducted from your FirstChecking account

24x7 Banking
  • Get free access to your FirstChecking accounts at nearly 200 First Hawaiian Bank ATMs
  • Free YesLineSM (24-hour customer service by phone)
  • Free online banking through the Internet (Provides secured online access to all your First Hawaiian accounts)
  • Discounted online bill payment monthly fee

FirstChecking is available to individuals 18-29 years of age (high school seniors age 17 or older may also open a FirstChecking account). FirstChecking benefits may be lost if the account is closed or converted to another type of account. Free first order of 50 checks applies only to new accounts, not to accounts converted from another First Hawaiian Bank checking account.

+A personal Priority Banking checking account is required. All loan-related products are subject to credit approval. Benefits may be lost if account is closed or converted to another type of account.