First Hawaiian Bank: Hawaii/Guam — February 2, 2005

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February 2, 2005

First Hawaiian Bank Raises Prime Rate

(Honolulu, Hawaii, February 2, 2005) First Hawaiian Bank today announced it is raising its prime lending rate from 5.25 % to 5.5%, effective tomorrow (February 3).

The prime rate is a benchmark for interest rates on many types of loans.

First Hawaiian Bank is a major subsidiary of BancWest Corporation, which has $50.1 billion in assets.