First Hawaiian Bank: Hawaii/Guam — November 1, 2005

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November 1, 2005

FIRST HAWAIIAN BANK RAISES PRIME RATE

(Honolulu, Hawaii, November 1, 2005) – First Hawaiian Bank today announced it is raising its prime lending rate from 6.75 % to 7.0%, effective today (November 1).

The prime rate is a benchmark for interest rates on many types of loans.

First Hawaiian Bank is a major subsidiary of BancWest Corporation, which has $54.6 billion in assets.