Here's a helpful list of what you'll need when applying for a First Hawaiian mortgage loan:

• Original W-2 Forms for the most recent two (2) years
• Original pay stubs or salary vouchers for the most recent full month with year-to-date earnings
• Original bank statements for the most recent two (2) months
• Year-end mortgage account statement (if applicable)
• Current Fire, Hurricane Insurance and Flood Insurance Policy (if applicable)
• Sales Contract -- Deposit Receipt Offer and Acceptance (DROA) and any Addendums (if applicable)
• Most recent revolving charge card statements on all accounts to be paid off

Additional Documentation required if you:

• are self employed
• derive income from commissions, bonuses, dividends, interest or rents
• claim social security benefits, retirement benefits or disability income
• claim income from alimony, child support or separate maintenance

For Construction/Renovation Loans, additional documents required:

• Set of building plans and specifications, signed by owners and the contractor
• Fully executed copy of an acceptable Construction Contract
• 100% Performance Bond from a bonding company
• Building Permit