Personal FirstLine Plus is a great line of credit securing your real property with possible tax advantages, even if you don't have enough equity in your home.

Similar to a Home Equity Loan - Without the Equity.
You may not be familiar with Personal FirstLine Plus or how it works. That's because First Hawaiian is one of the only financial institutions in Hawaii to offer this unique credit line. Like a Home Equity Line of Credit, it offers tremendous flexibility, a lower interest rate compared to credit cards and it's a revolving line of credit. Open a Personal FirstLine Plus line of credit today. Even if you don't need a loan now, money from your credit line will be easily accessible when you do.

Personal FirstLine Plus is an excellent borrowing alternative for homeowners who don't have enough equity in their property to qualify for a home equity line of credit. You can use the credit line to pay for home improvements, taxes, a vacation or to consolidate your bills. With this line of credit, you don't need to have any equity in your property to qualify and it lets you secure your real property for possible tax deductible interest (subject to certain limitations - consult your tax advisor regarding the deductibility of interest).

Qualifying is Easy. FirstLine Checks Make Access to your Credit Line Convenient.
Whether you're an owner occupant or investor; your property is fee simple or leasehold; or you live in a single-family dwelling or condominium, you may qualify for Personal FirstLine Plus. Once you're approved, you'll be able to access the money by simply writing a check.

For more information or to apply visit any First Hawaiian Bank branch or call Loan by Phone at 643-LOAN (5626). Guam residents call 477-LOAN (5626) and CNMI call 1-800-403-7167.