Personal Loans

UNSECURED LOANS:                   *

Personal Loan
Interest Rate: Fixed or Adjustable
Loan Amounts: $2,500 to $100,000
Online Banking: View Summary Information for Free
Ideal if: You wish to borrow a fixed amount for a specific purpose. Excellent way to consolidate your bills, or to make major purchases such as furniture, a boat, etc.
Approvals in Seconds

Personal Line of Credit
Interest Rate: Adjustable
Loan Amounts: $1,500 to $10,000
Online Banking: View Summary Information for Free
Ideal if: You want a credit line that gives you flexible, future borrowing power -- and no collateral is required. Use for major purchases, to take a vacation, or even for medical expenses.
Approvals in Seconds


SECURED LOANS:

Equity Loan
Interest Rate: Fixed
Loan Amounts: $10,000 to $250,000
Online Banking: View Summary Information for Free
Ideal if: You want a fixed-rate loan -- secured by your property -- for a one-time specific purpose. Excellent way to make home improvements or investments. Interest may be tax deductible. (Please consult your tax advisor.)

Equity Line of Credit
Interest Rate: Adjustable
Loan Amounts: $10,000 to $250,000
Online Banking: View Summary Information for Free
Ideal if:  You want a credit line -- secured by your property -- which you draw upon as you need it. Use it to finance a child's education or to make improvements to your home. Interest-only payment options are available on the amount you borrow. Interest may be tax-deductible. (Please consult a tax advisor.)

PFL Plus
Interest Rate: Adjustable
Loan Amounts: $5,000 to $25,000
Online Banking: View Summary Information for Free
Ideal if: You want a credit line but don't have enough equity in your property to qualify for a home equity line of credit. Use it for home improvements, taxes, a vacation or to consolidate your bills.

View current rates for Hawaii and Guam

  • How do I apply?
  • Visit any First Hawaiian Bank Branch in Hawaii, Guam or CNMI
  • Call 643-LOAN (5626) from Hawaii (Guam and CNMI may call 1-800-403-7167)
* Subject to credit approval. In some cases, approvals may be received the next business day. Approvals in Seconds is not available 1) for real estate secured loans 2) in the CNMI and 3) for business loans in Guam.