FAQs

Answers to frequently asked questions are listed below.* If you require immediate assistance, call 24-hour customer service at 844-4444. (1-888-844-4444 from the Neighbor Islands or the Continental U.S.) If you use e-mail to contact us, send us e-mail through the FHB Online® system while you are logged in to the service.

Getting Started

  • What are the system requirements?
  • How do I enroll in FHB Online?
  • How do I enroll in FHB Online for Business?
  • When can I start using FHB Online?
  • How do I log in to FHB Online for the first time?
  • What accounts can I access using FHB Online?
  • What accounts can I access using FHB Online for Business?

FHB Online - Online Banking for Consumers and Small Businesses

  • What is Online Banking?
  • How much does Online Banking through the Internet cost for consumers?
  • How much does Online Banking through the Internet cost for small businesses?
  • I just enrolled in Online Banking and can see my account balances, but have no past account activity. What happened?
  • How do funds transfers work?
  • When are funds transfers processed?
  • What are recurring transfers?
  • What are future-dated transfers? 
  • What is the maximum funds transfer I can make between my accounts?
  • When is Online Banking available?
  • What is the difference between the current balance and the available balance for my deposit accounts?
  • What are alerts?

FHB Online - Online Payment for Consumers and Small Businesses

  • What is Online Payment?
  • How much does Online Payment through the Internet cost for consumers?
  • How and when am I billed for Online Payment service?
  • Do I have to pay the monthly fee if I haven't used FHB Online at all during the month?
  • Which of my First Hawaiian accounts can I use to pay my bills?
  • I initially enrolled in Online Banking without Online Payment but would now like to enroll in Online Payment also. How do I enroll?
  • How do I cancel Online Payment service?
  • Who can I pay?
  • What is the Merchant Directory?
  • How are my bills paid?
  • What is the lead time? How far in advance should I set up payments?
  • What is the difference between the due date and the send date?
  • When does the payment get debited from my account?
  • What happens if I set up a payment but do not have the funds in my account?
  • Can I schedule recurring payments?
  • How do I cancel a scheduled bill payment or a recurring payment?
  • What happens if I change the address of a payee that I have a recurring payment scheduled for? 
  • Can I place a stop payment on a bill that has already been sent?
  • What are Upcoming Payments?
  • What is the cut-off time to submit a bill payment?
  • What is the cut-off time to change or delete upcoming payments?
  • What is the reference number on the Account Summary, Upcoming Payments and Payment History screens?
  • What is the advantage of using Online Payment rather than automatic deduction for recurring bills?
  • How many payees can I list?
  • How far in advance can I schedule a payment?
  • What is the maximum amount a payment can be?
  • How many payments can I schedule in a single month?
  • Will my overdraft protection work with this service?

FHB Online - CheckImageSM

  • What is CheckImage?
  • Who can view check images and how much does CheckImage cost?
  • How do I sign up for CheckImage?
  • How long will check images be available on the service?
  • How do I view images of my cleared checks? Do I need any special software?
  • Can I see check images for online bill payments?
  • Will this affect check copies I currently receive in my statements?
  • What does an online CheckImage look like?

FHB Online - eStatementsSM

  • What is eStatements?
  • Who can view eStatements and how much does eStatements cost?
  • How do I sign up for eStatements?
  • What account statements are eligible for eStatements?
  • How long will statements be available online?
  • How do I view my electronic statements? Do I need any special software?
  • Will I be notified when new statements are available online?
  • How do I disable eStatements?
  • Will this affect check copies I currently receive in my statements?
  • What does an electronic statement look like?

External Transfers

  • What is "External Transfers"?
  • How much do External Transfers cost?
  • How do I sign up for External Transfers?
  • What accounts can I transfer funds between?
  • Can I transfer money internationally? 
  • What is the maximum External Transfer amount I can make between accounts?
  • Can I set up recurring or future-dated External Transfers?
  • How far in advance can I schedule an External Transfer?
  • When are External Transfers processed?
  • What is the cut-off time to submit an External Transfer?
  • What is the cut-off time to change or delete upcoming External Transfers?
  • When does the External Transfer get debited from my account?
  • What happens if I set up an External Transfer but do not have sufficient funds in my account on the "send date"?
  • How many external accounts can I add?
  • What are trial deposits? How do I verify them
  • How do I disable External Transfers?

Online Applications

  • What products and services can I apply for online?
  • How can I check the status of my online application?
  • How long will it take to get a response on my application?
  • I am not a resident of Hawaii, Guam or CNMI. Can I still apply for a First Hawaiian account online?

Quicken® for Consumers and Small Businesses

  • How much does FHB Online accessed through Quicken cost?
  • How do I decide whether to access FHB Online through the Internet or through Quicken?
  • How current is the information I download through Quicken? 
  • Can I export my transaction information into Quicken using FHB Online through the Internet?
  • How do I set up access to FHB Online through my Quicken software? 
  • What software version do I need to access the service?

Microsoft® Money for Consumers and Small Businesses

  • How much does FHB Online accessed through Microsoft Money cost?
  • How do I decide whether to access FHB Online through the Internet or through Microsoft Money?
  • How current is the information I donwload through Microsoft Money? 
  • Can I export my transaction information into Microsoft Money using FHB Online through the Internet?
  • How do I set up access to FHB Online through my Microsoft Money software?
  • How do I enroll?
  • What software version do I need to access the service?

FHB SiteSecureSM

  • What is SiteSecure?
  • How much does SiteSecure cost?
  • When will SiteSecure be available and is it required?
  • How do I register for SiteSecure?
  • How do I view my SiteSecure information ? Do I need any special software?
  • Is my SiteSecure image and phrase the same as my Password?
  • How do I change my SiteSecure image, phrase, and/or security questions?
  • What happens if I am asked a security question?
  • How is my computer recognized as legitimate?
  • Can I sign into FHB Online from multiple computers?
  • I share my computer with someone who also uses FHB Online. Can both of us still sign in from this computer?
  • I currently access my FHB account information through another online service. Will SiteSecure affect my ability to retrieve my account information?
  • What do I do if my SiteSecure image or phrase is incorrect or not shown?

Browsers and Security

  • Why is my browser's security important for Online Banking?
  • What are FHB Online's requirements for browsers?
  • Security of my User Name and Password
  • Should I use anit-virus software?
  • Is it important to register my computer's software?
  • Do I need Firewall software on my computer?
  • Why do I need to turn off pop-up blockers?
  • How do I turn off a browser's pop-up blocker?
  • How do I turn off a pop-up blocker from a tasker, such as Google or Yahoo?

User Name/Passwords

  • What happens if I forget my User Name?
  • What happens if I forget my Password?

Contact Information

  • How do I contact the bank if I have a question about FHB Online -- Online Banking or Online Payment?
  • What is the FHB Online mailing address?
  • What is First Hawaiian's email policy?

* The terms and conditions of the FHB Online Enrollment Agreement govern your use of FHB Online and will be used as the governing document in the event of a discrepancy with the FAQs. Click here to review the FHB Online enrollment agreement.