Thank you for your interest in applying for the Heritage Credit Card.
Applying for a credit card online is easy. Here are the steps you'll have to complete:
And what happens next:
*Subject to credit approval. If instant approval is not received, we will contact you regarding the status of your application. At any time and even if you receive a message of instant approval, we reserve the right to rescind any approval or offer of credit, decline to make advances requested by use of an issued credit card, or terminate the credit card account without prior notice if we reasonably believe that the information supplied to us in the application or otherwise is not accurate. For questions regarding your application, please call us at 1-800-215-4149.
Please note for this credit card we currently only accept online applications from residents of Hawaii, Guam and the CNMI. For all loans and lines of credit, we accept only ONE application per person within a 90 day period.
By checking "I consent" below, you acknowledge (i) you have read and understand the consent, (ii) your agreement and consent to receive disclosures and other important information in electronic format for this application process only, and (iii) you can access these disclosures and other important information in electronic form.