Thank you for your interest in applying for the Heritage Credit Card.
Applying for a credit card online is easy. Here are the steps you'll have to complete:
- Read and accept the electronic disclosures.
- Complete and submit the application.
And what happens next:
- Receive an instant approval decision.*
- Once approved, we will contact you by mail to obtain your signature for your new credit card.
*Subject to credit approval. If instant approval is not received, we will contact you regarding the status of your application. At any time and even if you receive a message of instant approval, we reserve the right to rescind any approval or offer of credit, decline to make advances requested by use of an issued credit card, or terminate the credit card account without prior notice if we reasonably believe that the information supplied to us in the application or otherwise is not accurate. For questions regarding your application, please call us at 1-800-215-4149.
Please note for this credit card we currently only accept online applications from residents of Hawaii, Guam and the CNMI. For all loans and lines of credit, we accept only ONE application per person within a 90 day period.
CONSENT TO RECEIVE DISCLOSURES AND OTHER
To apply for a credit card electronically, you must consent to First Hawaiian Bank providing you with disclosures required by Federal and State laws and other important information in electronic format during the course of this credit card application process. If you do not consent and only wish to receive disclosures and other important information on paper, please call Banking Services (1-800-215-4149) to apply over the phone, as it will not be possible for you to apply for a credit card on this website.
If you consent to receive the disclosures and other important information in electronic format, your consent applies only to this credit card application. Your consent does not apply to disclosures and other important information that we provide to you after you complete the application process. You have the right to withdraw your consent by writing to BankCard Center, BankCard Customer Service, P.O. Box 1959, Honolulu, HI 96805. However, if you do so after you complete the application process, you will still be deemed to have properly received the disclosures and other important information that we provide to you in electronic format during the application process.
To receive and retain information and disclosures in electronic format, you will need a computer and printer; a communications link (usually through a traditional or cellular telephone service provider or a cable connection and a modem or other device for connecting your computer to the Internet); an Internet service provider; a browser that supports 128-bit encryption security. Disclosures provided are intended to be viewed online with a computer monitor set at an 800 x 600 screen resolution and margins set at 0.50". In order to keep copies for your records, you will need to have access to a printer or have the ability to download information.
You may request, without cost to you, a written (non-electronic) copy of any disclosures and other important information provided to you electronically by writing to the address set forth above.
By checking "I consent" below, you acknowledge (i) you have read and understand the consent, (ii) your agreement and consent to receive disclosures and other important information in electronic format for this application process only, and (iii) you can access these disclosures and other important information in electronic form.