Business Foreign Currency Exchange

Work globally. Bank locally.

First Hawaiian Bank has the expertise and services to help your company operate on an international level. Our foreign exchange services for businesses save you time and money by handling your currency exchanges, payments, money transfers and other needs. We operate in all major currencies. Click here for assistance or call 844-4444 (outside Oahu, please call 1-888-844-4444).


International Money Transfers
First Hawaiian Bank can assist your company in sending money abroad through international wire transfers. If your company receives international payments, we can also accept foreign currency transfers on your behalf and deposit the funds to your account. 

Forward Drafts
First Hawaiian Bank sells Foreign Drafts in all the major currencies. 

Foreign Exchange Spot and Forward Sales/Purchases 
In some instances, you may prefer to lock in a current exchange rate for a payment in the future. This can help minimize exposure to foreign currency risk on transactions entered into prior to the payment date.

Foreign Banknotes (Currency)
We sell and buy foreign banknotes in all major currencies. 

Payment to Vendors for Purchases
Many companies in Hawaii, Guam and Saipan import goods including hardware, food items, and textiles from foreign countries. If your company imports foreign goods, you can benefit by requesting payments be made in the foreign currency rather than in US dollars. When billing in US dollars, a foreign entity usually adds a mark-up in order to protect itself from currency fluctuations between the billing times and when payment is actually received. You can save this mark-up by paying for your goods and services in the foreign currency.  First Hawaiian Bank can help you send your foreign payments in all major currencies. 

Investments in a Foreign Country or Company

Do you have or are you considering foreign investments? Are you receiving interest or dividends in a foreign currency? First Hawaiian Bank can efficiently handle your foreign transactions and convert them to US dollars quickly and efficiently. We operate in Euro, Yen, Canadian and Australian Dollars and other selected currencies. 

Remittance of Dividends

Does your company have foreign investors? Satisfy your investors' needs by remitting your dividend payments in their currency.

Remittance of Loan Payments
Do you have foreign currency denominated loans either from your parent company or from a foreign bank? Forget the guesswork involved in determining how many US Dollars to remit by allowing First Hawaiian Bank to make your payment in the required foreign currency. We can remit the payments in all the major currencies:

  • Yen
  • Euro
  • Canadian Dollars
  • Pound Sterling
  • Swiss Franc
  • Australian Dollar
  • New Zealand Dollar
  • Hong Kong Dollar
  • Singapore Dollar

Our Foreign Exchange Department has experts who can advise you on making the right decisions for your company. For more information or exchange assistance, call 844-4444 (outside Oahu, please call 1-888-844-4444) and ask to be connected to our Foreign Exchange Department.

Immediately available funds are required for any transaction. Other restrictions and/or fees apply.

Q. What foreign exchange products and services does FHB offer?

A.  FHB offers the following exchange products and services:

  • Incoming and Outgoing Wire transfers in foreign currencies
  • Purchase and Sale of Foreign Currency Drafts
  • Foreign Exchange Spot and Forward Contracts
  • Purchase and Sale of foreign banknotes

Q. Why deal in foreign exchange?

A. Foreign exchange offers the following potential benefits:

  • Save money.
    You may save money by sending wires in the foreign currency. If you have the option of getting billed in USD or the foreign currency, you may be able to save money by paying in the foreign currency. Sometimes the vendor will build a spread in the price to protect itself from foreign currency rate fluctuations.
  • Possible competitive advantage.
    You may be able to negotiate a better price with your foreign counterpart if you allow them to avoid the risks of currency rate fluctuations and the cost of foreign exchange.
  • Save time. 
    Wires sent in foreign currency are usually subject to less delay than US denominated wires sent through intermediary banks. When you send a wire in foreign currency directly to the beneficiary, the recipient will usually receive immediate credit.
  • Reduce risk.
    On the day you purchase the wire, you lock in the exchange rate. This means you know the exact cost in USD.

Q. Why should I receive wires in foreign currency for my business?

A. You may be able to negotiate a better price for your goods if you are paid in the foreign  currency.  

Q. When will the beneficiary receive the payment?

A. In most cases, foreign currency transfers settle on the value date. The market convention is two business days from the date you send the wire.


Q. Can I purchase foreign drafts in a foreign currency?

A. Yes, FHB sells foreign currency drafts. It can be issued in the following currencies: Australian dollar, Canadian dollar, Pound Sterling, Euro dollar, Hong Kong dollar, Japanese Yen, New Zealand dollar, Singapore dollar, Swedish krona and Swiss franc.


Q. Can I buy or sell foreign banknotes?

A. Yes, we buy and sell all the major foreign currencies and some exotics.  When purchasing currency, please allow about two business days for currency to be delivered to the branch, if the currency is available.






Online Banking


Apply Online


Other Products