How much can I borrow on a Home Equity Line of Credit?

The amount you can borrow is determined by the equity you have in your home. The example below shows how equity is determined for a house or condominium appraised at $400,000.

Appraised property value     $400,000

80% of appraised value       $320,000

Less amount owed on property       $150,000

Equity FirstLine Plus Credit Limit   $170,000

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