First Hawaiian Bank

Totally Free Checking

Totally Free Checking is ideal if you are looking for an account with no monthly service charge and no minimum balance requirement. Apply online now via FHB DirectSM and enjoy the freedom this account offers you.

  • Minimum Opening Deposit of $100
  • No Minimum Balance Requirement*
  • No Monthly Service Charge*

*No minimum balance required to avoid a monthly service charge. Accounts with a zero balance for 30 consecutive days will be closed automatically. Miscellaneous fees and service charges do apply (e.g., insufficient funds or non-FHB ATM transaction charges).

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