First Hawaiian Bank


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Whether you're a student just starting college or you've already entered the workforce, building a solid foundation for your finances is a vital step towards having a secure financial future.

FirstCheckingSM is an account designed for young adults, 18 to 29 years of age (including high school seniors age 17 or older), who want to manage their own money without worrying about paying a monthly service charge. This means no hassles trying to maintain a minimum balance.

Once you reach 30 years of age, you will have the opportunity to select any one of our checking products that best suit your future banking needs. If no new selection is made, your checking account will be automatically converted to a Priority Banking Level 1 checking account. If you convert to our Priority Banking PlanSM, this comprehensive program will provide you even more value-added banking products and services to help you achieve a secure financial future. Priority Banking services include a dedicated banker, personal loan discounts and free checks.*

*A personal Priority Banking checking account is required. All loan-related products are subject to credit approval. Benefits may be lost if account is closed or converted to another type of account.


The features of this checking account include:

  • Minimum Opening Deposit $100 (or just $5 with Direct Deposit)
  • No minimum balance requirement*
  • No monthly service charge
  • Free first order of 50 checks**
  • FREE FHB OnlineĀ® (Online Banking)*** through the Internet including CheckImageSM and eStatementsSM
  • No monthly service charge or minimum balance requirement for Regular Savings if you make a monthly automatic transfer of $25 or more from your FirstCheckingSM account

*Accounts with a zero balance for 30 consecutive days will be closed automatically. 
**Free first order of 50 checks applies only to new accounts, not to accounts converted from another First Hawaiian Bank checking account.
** Optional Online Banking features may incur additional fees.

  • Automatic Transfers and Payments
  • Direct Deposit
  • 24-Hour ATM Banking
  • Combined Statement
  • AskAnyDaySM Statement
  • CheckStorageSM (required)
  • Yes-CheckSM Overdraft Protection*

*Subject to credit approval.  A finance charge is applied to outstanding Yes-Check balances.

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