Totally Free Checking

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Totally Free Checking is ideal if you are looking for an account with no monthly service charge and no minimum balance requirement. Apply online now via FHB DirectSM and enjoy the freedom this account offers you.


The features of this checking account include:

  • Minimum opening deposit of $100 (or just $5 with direct deposit)
  • No minimum balance requirement*
  • No monthly service charge*
  • FREE FHB Online┬« (Online Banking)** through the Internet including CheckImageSM and eStatements
  • Available through our online channel, FHB DirectSM

*No minimum balance required to avoid a monthly service charge. Accounts with a zero balance for 30 consecutive days will be closed automatically. Miscellaneous fees and service charges do apply (e.g., insufficient funds or non-FHB ATM transaction charges).
**Optional Online Banking features may incur additional fees.

  • Automatic Transfers and Payments
  • Direct Deposit
  • CheckStorageSM
  • 24-Hour ATM Banking
  • Combined Statement
  • Yes-CheckSM Overdraft Protection*
  • Available through our online channel, FHB DirectSM

*Subject to credit approval. A finance charge is applied to outstanding Yes-Check balances, and an overdraft transfer fee may be assessed on your checking account.

Online Banking

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