Product Name/Type Ideal if... Interest Rate
PayAnyDay Personal Loan You wish to borrow a fixed amount for a specific purpose. Excellent way to consolidate your bills, or to make major purchases such as furniture, a used car, etc. Fixed

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Personal FirstLine

You want a credit line that gives you flexible, future borrowing power -- and no collateral is required. You want the option to lock a fixed rate*. Great to use for major purchases, to take a vacation, or even for medical expenses.

*Not available in Guam or the CNMI.

Adjustable or Fixed Rate Lock Option*

(up to 3 outstanding locks)

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Consumer Home Equity Loan You want a fixed-rate loan -- secured by your property -- for a one-time specific purpose. Excellent way to make home improvements or investments. Interest may be tax deductible. (Consult your tax advisor regarding tax-deductibility.) Fixed

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Home Equity FirstLine Plus You want a credit line -- secured by your property -- which you draw upon as you need it. Use it to finance a child's education or to make improvements to your home. Flexible payment options. Interest may be tax-deductible. (Consult your tax advisor regarding tax-deductibility.) Adjustable or Fixed Rate Lock Option (up to 5 outstanding locks)

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