|Product Name/Type||Ideal if...||Interest Rate|
|PayAnyDay Personal Loan||You wish to borrow a fixed amount for a specific purpose. Excellent way to consolidate your bills, or to make major purchases such as furniture, a used car, etc.||Fixed|
You want a credit line that gives you flexible, future borrowing power -- and no collateral is required. You want the option to lock a fixed rate*. Great to use for major purchases, to take a vacation, or even for medical expenses.
*Not available in Guam or the CNMI.
Adjustable or Fixed Rate Lock Option*
(up to 3 outstanding locks)
|Consumer Home Equity Loan||You want a fixed-rate loan -- secured by your property -- for a one-time specific purpose. Excellent way to make home improvements or investments. Interest may be tax deductible. (Consult your tax advisor regarding tax-deductibility.)||Fixed|
|Home Equity FirstLine Plus||You want a credit line -- secured by your property -- which you draw upon as you need it. Use it to finance a child's education or to make improvements to your home. Flexible payment options. Interest may be tax-deductible. (Consult your tax advisor regarding tax-deductibility.)||Adjustable or Fixed Rate Lock Option (up to 5 outstanding locks)|