First Hawaiian Bank

OHA Malama Consumer Loan

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The OHA Malama Consumer Loan offers a special low rate for bill consolidation, home improvement, tuition and other uses. It is exclusively for Native Hawaiians and is administered through First Hawaiian Bank.

To learn more or apply by phone, please call 643-LOAN (5626).


Rate: 6.25% Annual Percentage Rate

Term: For up to 7 years

Loan Amount: $2,500 to $19,999


All applicants must be of Native Hawaiian ancestry. Borrowers may be required to complete a credit counseling class before receiving the loan. For a fully amortized 7 year loan of $19,999 at 6.25% APR, you will have 84 monthly principal payments of $294.56. Certain restrictions and conditions apply.

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