First Hawaiian Bank

Priority Banking

Our customers are a "priority" with us so we created this plan to offer you the widest array of financial products and services with the greatest value based on the amount of banking you do with us. With any of the three Priority Banking Plans you get your own banker. This very qualified individual can take care of all your financial needs in one place, providing you with the ultimate in convenience.

 

Minimum Opening Deposit for Checking Account
$100 ($5 with Direct Deposit)

Monthly Service Charge+
None if you maintain a combined deposit and loan balance of $5,000 - Otherwise $13.00

If you have an FHB residential loan, a credit of up to $10,000 may be applied to the combined balance requirement.

Features

  • No per check charge

Benefits

  • Free checks (selected designs)
  • Free FHB Online® (Online Banking)1
  • Free Online Bill Payment1
  • 0.25% discount off lowest PayAnyDay loan rate2
  • Your own dedicated banker
  • Combined statement

Valuable Options

  • Eligible for Priority Savings (preferred savings rates)

Important Information

 1 Does not apply to access through Quicken® or QuickBooks®. Optional Online Banking Features may incur additional fees.  See Terms & Conditions of FHB Online Services for more details.

2 Subject to credit approval.  Cannot be combined with any other offer or discount.

* A Priority BankingSM Personal Checking Account is required. Banking services and special benefits depend upon the Priority Level you apply for and maintain. These benefits may be lost if the account is closed or converted to another type of account. The Priority Banking PlanSM is available only for personal accounts. (For Businesses, the Priority Banking Plan for Business is available.) Please see a Priority Banking Checking Account Agreement for specific terms and conditions.

+ Service charges are accurate as of 03/03/2014.

Minimum Opening Deposit for Checking Account
$100 ($5 with Direct Deposit)

Monthly Service Charge+
None if you maintain a combined deposit and loan balance of $15,000 - Otherwise $17.00

If you have an FHB residential loan, a credit of up to $10,000 may be applied to the combined balance requirement.

Features

  • No per check charge
  • Interest-bearing checking account

Benefits

  • Free FHB Online® (Online Banking)1
  • Free Online Bill Payment1
  • 0.25% discount off Personal FirstLines and PayAnyDay loans (does not apply to fixed rate locks)2
  • 0.25% off home equity lines of credit and loans (does not apply to fixed rate locks)2
  • Discounted safe deposit box fee3
  • $250 off underwriting fee for new residential first mortgage (includes refinance)4
  • Free checks (selected designs)
  • Your own dedicated banker
  • Combined statement
  • Free notary service
  • No fee travelers cheques (up to $1,000; single signature)
  • Waived incoming wire transfer fee5
  • Yes-Check and Savings Overdraft transfer fee waived6
  • Official Bank Check and Money Order fee waived7

Valuable Options

  • Eligible for Priority Savings (preferred savings rates)

Priority Banking Level 2 Investment Non-Deposit Benefits (may not be combined with any other Trust discount)

  • Free Investment Portfolio analysis
  • Free Insurance analysis
  • Free Custody of will or trust
  • $1,000 or 10% (whichever is greater) off revocable or irrevocable trust management fees for the first year

The insurance and annuity products are obligations of the insurance company and (i) are not insured by the FDIC or any other agency of the United States; and (ii) are not deposits or other obligations of, or guaranteed or insured by, First Hawaiian Bank or any of its affiliates. For certain cash value life insurance products there is investment risk, including the possible loss of value.

Investment, Annuity, and Insurance products are:
NOT INSURED BY FDIC OR ANY GOVERNMENT AGENCY • MAY LOSE VALUE •
NOT A DEPOSIT • NOT GUARANTEED BY FIRST HAWAIIAN BANK

First Hawaiian Bank Wealth Management Group provides financial products and services through First Hawaiian Bank and its various affiliates and subsidiaries.  First Hawaiian Bank and its affiliates do not provide tax or legal advice.

Important Information

1 Does not apply to access through Quicken® or QuickBooks®. Optional Online Banking Features may incur additional fees.  See Terms & Conditions of FHB Online Services for more details.

2 Subject to credit approval. Equity FirstLine and Equity FirstLine Plus accounts are not available in the CNMI. Cannot be combined with any other offer or discount. For lines of credit, 0.25% off the variable rate of a line of credit. There is no discount on introductory fixed rates unless otherwise specified in a specific promotion.

3 Safe deposit box rental is based upon availability. Safe deposit box contents are not insured by First Hawaiian Bank, the FDIC or any other government agency. Requires annual rent to be prepaid and automatically deducted from a First Hawaiian Bank checking or savings account.

4 Subject to credit approval and loan funding. Cannot be combined with other promotions.

5 Fee waiver applies only to incoming wire transfer directly into the Priority Banking checking account.

6 Each overdraft transfer from your savings account counts toward the limit of six pre-authorized, automatic, telephonic, online or other transfers by check, draft or similar order from your savings account to another account or a third party per calendar month or statement cycle of at least four weeks.

7 The fee will be waived for one Official Bank Check or one Personal Money Order per day.

 
* A Priority BankingSM Personal Checking Account is required. Banking services and special benefits depend upon the Priority Level you apply for and maintain. These benefits may be lost if the account is closed or converted to another type of account. The Priority Banking PlanSM is available only for personal accounts. (For Businesses, the Priority Banking Plan for Business is available.) Please see a Priority Banking Checking Account Agreement for specific terms and conditions.

+ Service charges are accurate as of 03/03/2014.

Minimum Opening Deposit for Checking Account
$1,000

Monthly Service Charge+
None if you maintain a combined deposit and loan balance of $35,000 - Otherwise $22.00

If you have an FHB residential loan, a credit of up to $10,000 may be applied to the combined balance requirement.

Features

  • Interest bearing checking account
  • No per check charge

Benefits

  • Free checks (selected designs)
  • Free FHB Online® (Online Banking)1
  • Free Online Bill Payment1
  • 0.35% discount off Personal FirstLine and PayAnyDay loans (does not apply to fixed rate locks)2
  • 0.35% off home equity lines of credit and loans (does not apply to fixed rate locks)2
  • Discounted safe deposit box fee3
  • $250 off underwriting fee for new residential first mortgage (includes refinance)4
  • $135 off document preparation fee for new residential first mortgage (includes refinance)4
  • Waived incoming wire transfer fee5
  • Early withdrawal penalty on CDs generally waived for health-related emergencies6
  • Waived fees on Cirrus®/STAR® ATM transactions7
  • No annual fee Yes-Check Overdraft Protection
  • No annual fees for home equity and personal lines of credit2
  • Your own dedicated banker
  • Combined statement
  • Premium checking, savings and CD rates
  • Free notary service
  • No fee travelers cheques (single signature)
  • Yes-Check and Savings Overdraft transfer fee waived8
  • Official Bank Check and Money Order fee waived9

Valuable Options
Eligible for Priority Savings (preferred savings rates)

Priority Banking Level 3 Investment Non-Deposit Benefits (may not be combined with any other Trust discount)

  • Free Investment Portfolio analysis
  • Free Insurance analysis
  • Free Custody of will or trust
  • $2,000 or 25% (whichever is greater) off revocable or irrevocable trust management fees for the first year

The insurance and annuity products are obligations of the insurance company and (i) are not insured by the FDIC or any other agency of the United States; and (ii) are not deposits or other obligations of, or guaranteed or insured by, First Hawaiian Bank or any of its affiliates. For certain cash value life insurance products there is investment risk, including the possible loss of value.

Investment, Annuity, and Insurance products are:
NOT INSURED BY FDIC OR ANY GOVERNMENT AGENCY • MAY LOSE VALUE •
NOT A DEPOSIT • NOT GUARANTEED BY FIRST HAWAIIAN BANK

First Hawaiian Bank Wealth Management Group provides financial products and services through First Hawaiian Bank and its various affiliates and subsidiaries.  First Hawaiian Bank and its affiliates do not provide tax or legal advice.

Important Information

1 Does not apply to access through Quicken® or QuickBooks®. Optional Online Banking Features may incur additional fees.  See Terms & Conditions of FHB Online Services for more details.

2 Subject to credit approval. Equity FirstLine and Equity FirstLine Plus accounts are not available in the CNMI. Cannot be combined with any other offer or discount. For lines of credit, 0.35% off the variable rate of a line of credit. There is no discount on introductory fixed rates unless otherwise specified in a specific promotion.

3 Safe deposit box rental is based upon availability. Safe deposit box contents are not insured by First Hawaiian Bank, the FDIC or any other government agency. Requires annual rent to be prepaid and automatically deducted from a First Hawaiian Bank checking or savings account.

4 Subject to credit approval and loan funding. Cannot be combined with other promotions.

5 Fee waiver applies only to incoming wire transfer directly into the Priority Banking checking account.

6 An early withdrawal penalty will be imposed if you make any withdrawal (including for a health-related emergency), (1) within the first six days of opening your CD or (2) within six days of a previous withdrawal.  The amount of the penalty will be described when you open the CD.

7 Some usage fees assessed by other financial institutions cannot be waived.

8 Each overdraft transfer from your savings account counts toward the limit of six pre-authorized, automatic, telephonic, online or other transfers by check, draft or similar order from your savings account to another account or a third party per calendar month or statement cycle of at least four weeks.

9 The fee will be waived for one Official Bank Check or one Personal Money Order per day. 

* A Priority BankingSM Personal Checking Account is required. Banking services and special benefits depend upon the Priority Level you apply for and maintain. These benefits may be lost if the account is closed or converted to another type of account. The Priority Banking PlanSM is available only for personal accounts. (For Businesses, the Priority Banking Plan for Business is available.) Please see a Priority Banking Checking Account Agreement for specific terms and conditions.

+ Service charges are accurate as of 03/03/2014.



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