<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="/en/sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url><loc>https://www.fhb.com/en</loc><changefreq>daily</changefreq><priority>1.0</priority><xhtml:link rel="alternate" hreflang="ja" href="https://www.fhb.com/jp" /></url>
<url><loc>https://www.fhb.com/en/personal/savings/iras/traditional-ira</loc><lastmod>2025-11-18T19:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/iras/roth-ira</loc><lastmod>2025-11-17T22:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/cds</loc><lastmod>2025-11-17T22:21Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/business-debit-card</loc><lastmod>2022-06-22T00:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/iras</loc><lastmod>2025-02-04T00:08Z</lastmod><changefreq>yearly</changefreq><xhtml:link rel="alternate" hreflang="ja" href="https://www.fhb.com/jp/node/1066" /></url>
<url><loc>https://www.fhb.com/en/routing-numbers</loc><lastmod>2021-08-30T19:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/private-banking</loc><lastmod>2025-01-10T19:33Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/invest</loc><lastmod>2025-11-17T19:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/planning</loc><lastmod>2026-02-20T21:29Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/planning/education</loc><lastmod>2025-11-04T18:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/planning/investment</loc><lastmod>2021-07-17T01:54Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/planning/insurance</loc><lastmod>2021-07-17T01:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/planning/business</loc><lastmod>2021-07-17T01:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/planning/estate</loc><lastmod>2023-01-23T22:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/invest/managed-accounts</loc><lastmod>2021-07-17T01:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/invest/fixed-income</loc><lastmod>2022-12-19T23:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loans</loc><lastmod>2025-09-03T02:03Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgages/home-improvement-loan-old</loc><lastmod>2021-03-20T00:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loans/personal-loan-lines-of-credit/personal-loan</loc><lastmod>2025-09-03T02:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loans/personal-loan-lines-of-credit/firstline</loc><lastmod>2025-09-03T02:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect</loc><lastmod>2021-11-15T23:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/life-insurance</loc><lastmod>2021-07-17T01:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/long-term-care-insurance</loc><lastmod>2025-11-03T19:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/disability-insurance</loc><lastmod>2021-07-17T02:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/business-insurance</loc><lastmod>2023-12-01T19:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/re-order-checks</loc><lastmod>2021-08-30T19:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/corporate-trustee</loc><lastmod>2021-07-17T01:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/real-estate-trustee</loc><lastmod>2022-12-13T20:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/philanthropic-services</loc><lastmod>2022-11-18T23:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/understanding-overdraft-fees</loc><lastmod>2026-02-02T09:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/understanding-overdrafts/debitplus</loc><lastmod>2026-02-02T09:18Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/protect-agent-trustee</loc><lastmod>2023-11-21T00:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loans/home-equity</loc><lastmod>2024-11-18T19:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loans/home-equity/home-equity-line</loc><lastmod>2024-11-18T19:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loans/home-equity/home-equity</loc><lastmod>2024-11-18T19:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/understanding-overdrafts/savings-link</loc><lastmod>2022-05-31T21:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/understanding-overdrafts/standard-overdraft-practices</loc><lastmod>2026-02-02T09:14Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/understanding-overdrafts/yes-check-automatic-overdraft-protection</loc><lastmod>2024-11-18T19:01Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/terms-of-use</loc><lastmod>2025-11-05T19:33Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/privacy-policy</loc><lastmod>2024-12-19T19:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/fdic-insurance</loc><lastmod>2025-01-07T20:07Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/compare</loc><lastmod>2025-09-03T01:54Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage</loc><lastmod>2025-09-25T21:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2020-press-releases</loc><lastmod>2021-01-12T01:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2019-press-releases</loc><lastmod>2021-01-07T14:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/home-improvement-loan</loc><lastmod>2024-09-05T23:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/adjustable-rate-mortgage</loc><lastmod>2024-09-05T23:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/employee-benefits</loc><lastmod>2021-07-17T02:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/insurance/protect/executive-compensation</loc><lastmod>2021-07-22T20:35Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/insurance/protect/business-succession</loc><lastmod>2021-07-22T20:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/jumbo-loans</loc><lastmod>2025-12-15T18:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/institutional-services</loc><lastmod>2021-11-15T23:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/institutional-services/investment-management</loc><lastmod>2021-08-30T19:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/retirement-plans</loc><lastmod>2025-11-17T19:51Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/retirement-plans/employer-plans</loc><lastmod>2024-11-25T23:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/leasing</loc><lastmod>2021-11-10T23:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/leasing/auto</loc><lastmod>2021-02-03T22:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/leasing/equipment-lease</loc><lastmod>2021-09-16T22:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/sba-loans</loc><lastmod>2026-02-10T22:03Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-loans</loc><lastmod>2025-12-29T20:25Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-lines-of-credit</loc><lastmod>2025-10-02T20:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/commercial-real-estate-loans</loc><lastmod>2022-12-20T02:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/auto-loans</loc><lastmod>2025-11-04T18:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/institutional-services/bishop-street-funds</loc><lastmod>2026-02-04T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/institutional-services/employee-benefit-plans</loc><lastmod>2021-08-30T19:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/institutional-services/captive-insurance-services</loc><lastmod>2021-08-30T19:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/institutional-services/taft-hartley-business-services</loc><lastmod>2022-12-27T19:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/institutional-services/asset-services</loc><lastmod>2022-12-27T19:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/cardholder-agreements</loc><lastmod>2025-11-26T22:23Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/international-services/foreign-currency-exchange</loc><lastmod>2026-02-17T19:43Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/international-services/international-trade-financing</loc><lastmod>2021-02-09T03:17Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/international-services/sba-export-loans</loc><lastmod>2021-10-22T18:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/invest/esg</loc><lastmod>2023-11-21T00:53Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/invest/strategic_asset_allocation</loc><lastmod>2021-07-17T01:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/life/calculator</loc><lastmod>2024-02-13T23:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-personal</loc><lastmod>2022-05-31T20:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-personal/military-appreciation</loc><lastmod>2025-01-07T19:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business</loc><lastmod>2021-10-22T18:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business/private-banking</loc><lastmod>2025-10-15T18:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business/business-banking</loc><lastmod>2022-02-09T20:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/treasury-management</loc><lastmod>2024-10-23T20:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/treasury-management/receivables</loc><lastmod>2023-11-21T03:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/treasury-management/payables</loc><lastmod>2021-08-30T21:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/treasury-management/information-control</loc><lastmod>2021-08-30T21:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/treasury-management/fraud-management</loc><lastmod>2024-10-23T20:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/treasury-management/investment</loc><lastmod>2021-08-30T21:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/calculators</loc><lastmod>2023-01-05T03:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08142020</loc><lastmod>2021-01-12T01:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/protect/life-insurance/life-insurance-calculator</loc><lastmod>2024-02-13T23:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance</loc><lastmod>2024-10-02T09:23Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/first-step-home-loan</loc><lastmod>2025-12-15T18:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/good-neighbors</loc><lastmod>2025-12-15T18:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/med-loan</loc><lastmod>2025-09-30T22:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/land-loan</loc><lastmod>2024-09-05T23:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/jumbo-loans-refinance</loc><lastmod>2025-12-15T19:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/home-improvement-loan-refinance</loc><lastmod>2024-09-05T23:33Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/fixed-rate-purchase</loc><lastmod>2024-09-05T23:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/adjustable-rate-mortgage-purchase</loc><lastmod>2024-09-06T07:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/usda-loans-refinance</loc><lastmod>2025-12-15T19:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/med-loan-refinance</loc><lastmod>2025-11-14T18:21Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/compare</loc><lastmod>2023-01-05T22:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/usda-loans-purchase</loc><lastmod>2025-12-31T19:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/va-loans-purchase</loc><lastmod>2025-09-30T22:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/va-loans-refinance</loc><lastmod>2025-11-14T01:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/covid-19</loc><lastmod>2022-03-28T21:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center</loc><lastmod>2024-09-13T19:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/payroll</loc><lastmod>2025-05-12T20:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business/commercial</loc><lastmod>2023-11-21T01:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/business-owners</loc><lastmod>2023-12-01T19:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/accessibility</loc><lastmod>2022-11-22T19:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business/commercial/account-analysis</loc><lastmod>2022-12-22T19:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business/commercial/financing</loc><lastmod>2021-01-07T04:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business/commercial/protection-risk-management</loc><lastmod>2022-12-22T19:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-business/commercial/cash-management</loc><lastmod>2023-11-21T03:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking</loc><lastmod>2025-07-13T00:58Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/online-banking/estatements</loc><lastmod>2025-07-13T00:53Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/online-banking/quicken-quickbooks</loc><lastmod>2024-11-29T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/online-banking/ebills</loc><lastmod>2025-07-13T00:54Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/mobile-banking</loc><lastmod>2025-07-24T21:01Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/mobile-banking/mobile-deposit-a-check</loc><lastmod>2025-07-26T02:03Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/tutorial-library</loc><lastmod>2025-07-13T01:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/transfer-money</loc><lastmod>2025-07-13T00:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/bill-pay</loc><lastmod>2025-07-13T00:58Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/online-banking/mymoney</loc><lastmod>2025-07-13T00:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/online-banking/alerts-and-notification</loc><lastmod>2025-07-13T00:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-online-banking</loc><lastmod>2023-11-21T02:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages</loc><lastmod>2024-12-04T20:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-and-mobile-enrollment</loc><lastmod>2023-08-18T19:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage-glossary</loc><lastmod>2023-01-05T21:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/understanding-overdrafts/account-management-tools-tips</loc><lastmod>2023-04-21T21:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/online-banking</loc><lastmod>2025-07-13T00:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/corporate-banking</loc><lastmod>2023-01-04T18:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/small-business</loc><lastmod>2025-06-04T19:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/covid-19/SBA-paycheck-protection-program</loc><lastmod>2022-05-13T00:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/investments-retirement-services</loc><lastmod>2022-08-01T18:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/investments-retirement-services/planweb</loc><lastmod>2022-04-05T20:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/investments-retirement-services/totalwealth</loc><lastmod>2021-07-17T02:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-online-banking/fhb-online-business</loc><lastmod>2025-07-13T00:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-online-banking/fhb-online-business/entitlements</loc><lastmod>2025-07-13T01:03Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-online-banking/other-business-online-services</loc><lastmod>2021-02-09T20:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/other-business-online-services/quicktax</loc><lastmod>2023-11-21T02:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/other-business-online-services/centresuite</loc><lastmod>2021-01-04T19:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-online-banking/fhb-commercial-online</loc><lastmod>2026-02-04T19:18Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-services/mobile-wallets</loc><lastmod>2024-12-06T22:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loan-officers</loc><lastmod>2026-01-01T21:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/forms</loc><lastmod>2024-01-02T19:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/caring-our-community/community-care-events</loc><lastmod>2025-12-29T20:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/plans-and-programs-personal/personal-banking</loc><lastmod>2021-02-09T20:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/about-first-hawaiian-advisors</loc><lastmod>2025-03-27T19:09Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08142020-2</loc><lastmod>2021-01-12T21:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06192019</loc><lastmod>2021-01-12T01:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/compare</loc><lastmod>2025-11-01T02:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08072020</loc><lastmod>2021-01-12T21:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08062020</loc><lastmod>2021-01-12T21:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08052020</loc><lastmod>2021-01-12T21:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07282020</loc><lastmod>2021-01-12T21:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07232020</loc><lastmod>2021-01-12T21:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/credit-protection</loc><lastmod>2021-09-27T19:53Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection</loc><lastmod>2025-04-25T18:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business</loc><lastmod>2024-12-04T20:53Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/rates/mortgage</loc><lastmod>2026-04-02T21:51Z</lastmod><changefreq>daily</changefreq></url>
<url><loc>https://www.fhb.com/en/rates/loan</loc><lastmod>2026-04-01T07:54Z</lastmod><changefreq>weekly</changefreq></url>
<url><loc>https://www.fhb.com/en/rates/savings-cds</loc><lastmod>2026-03-19T17:38Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/covid-19/SBA-paycheck-protection-program/sba-paycheck-protection-program/loan-forgiveness</loc><lastmod>2022-05-13T00:17Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/mortgage/mortgage-purchase-comparison</loc><lastmod>2023-01-06T18:52Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/california-consumer-privacy-rights-notice</loc><lastmod>2021-05-11T20:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/insurance-and-investment</loc><lastmod>2026-02-21T03:19Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/rates</loc><lastmod>2025-12-31T19:03Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/careers</loc><lastmod>2026-01-29T17:23Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/commercial-real-estate-loans/commercial-real-estate-lenders</loc><lastmod>2024-12-20T03:27Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/mobile-banking/bill-capture</loc><lastmod>2021-11-01T19:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/mobile-banking/mobile-notices</loc><lastmod>2021-04-01T21:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/careers/benefits</loc><lastmod>2025-11-03T19:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07132020</loc><lastmod>2021-01-12T21:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07292020</loc><lastmod>2021-01-12T21:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07262019</loc><lastmod>2021-01-12T21:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06112020</loc><lastmod>2021-01-12T21:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06042020</loc><lastmod>2021-01-12T21:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05262020</loc><lastmod>2021-01-12T21:15Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05212020</loc><lastmod>2021-01-12T21:14Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/careers/our-culture</loc><lastmod>2026-01-26T18:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05122020-a</loc><lastmod>2021-01-12T21:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05122020-b</loc><lastmod>2021-01-12T21:17Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05092020</loc><lastmod>2021-01-12T21:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05062020</loc><lastmod>2021-01-12T21:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04282020</loc><lastmod>2021-01-12T21:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04232020</loc><lastmod>2021-01-12T21:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04172020</loc><lastmod>2021-01-12T21:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04162020</loc><lastmod>2021-01-12T21:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04132020</loc><lastmod>2021-01-12T21:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04022020</loc><lastmod>2021-01-12T21:32Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/careers/career-paths</loc><lastmod>2026-01-26T18:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04012020</loc><lastmod>2021-01-12T21:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03272020</loc><lastmod>2021-01-12T21:25Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/02212020</loc><lastmod>2021-01-12T21:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/02252020</loc><lastmod>2021-01-12T21:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/02132020</loc><lastmod>2021-01-12T21:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/02142020</loc><lastmod>2021-01-12T21:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/01212020</loc><lastmod>2021-01-12T21:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/050119</loc><lastmod>2021-01-12T01:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/030519</loc><lastmod>2021-01-12T01:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/010819</loc><lastmod>2021-01-12T01:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/careers/career-paths/talent-development</loc><lastmod>2023-02-06T18:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs</loc><lastmod>2023-08-17T19:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/digital-banking</loc><lastmod>2025-04-24T23:07Z</lastmod><changefreq>yearly</changefreq><xhtml:link rel="alternate" hreflang="ja" href="https://www.fhb.com/jp/faqs/digital-banking" /></url>
<url><loc>https://www.fhb.com/en/contact-us/holiday-schedule</loc><lastmod>2026-01-01T21:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/general</loc><lastmod>2023-09-12T19:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/personal-banking</loc><lastmod>2020-12-29T23:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/business-banking</loc><lastmod>2020-12-29T23:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/lending</loc><lastmod>2021-01-22T21:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/investing-insurance</loc><lastmod>2020-12-29T23:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/careers</loc><lastmod>2020-12-29T23:40Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/emergency-fund-calculator</loc><lastmod>2025-12-31T18:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/iras/retirement-savings-calculator</loc><lastmod>2024-02-14T01:55Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/protect-your-credit-debit-cards</loc><lastmod>2022-12-14T21:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/safeguarding-all-your-online-accounts</loc><lastmod>2022-06-30T18:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/gift-card-scam</loc><lastmod>2024-12-04T20:51Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/scams-targeting-elderly</loc><lastmod>2021-08-30T19:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/security-alert-phishing-messages-calls</loc><lastmod>2022-09-09T01:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/identity-theft</loc><lastmod>2022-09-30T20:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/identity-theft-fraud-rise-how-protect-yourself</loc><lastmod>2023-04-21T21:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/avoiding-online-scams-digital-age</loc><lastmod>2024-12-04T20:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/3-biggest-financial-mistakes-students-make-college</loc><lastmod>2023-09-20T01:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/methods-merging-finances-couple</loc><lastmod>2021-08-30T19:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/5-tips-your-first-credit-card</loc><lastmod>2023-09-08T20:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/13-online-tools-and-mobile-apps-teaching-your-kid-about-money</loc><lastmod>2025-11-25T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/comparing-retirement-options</loc><lastmod>2021-08-30T19:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/credit-protection/bad-credit-score-heres-how-fix-it</loc><lastmod>2023-09-08T20:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/credit-protection/typical-errors-credit-reports</loc><lastmod>2022-03-17T19:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/credit-protection/how-get-out-debt</loc><lastmod>2021-08-30T19:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-businesshow-find-new-customers-your-business</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/four-systems-put-place-increase-profits</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/first-hawaiian-bank-small-business-growth-checklist</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/six-business-numbers-track-success</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/tax-tips-new-business-owners</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/how-turn-your-hobby-business</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/how-keep-your-business-cyber-secure</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12302020</loc><lastmod>2021-01-12T01:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12282020</loc><lastmod>2021-01-12T01:23Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12282020-b</loc><lastmod>2021-01-12T01:23Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12242020</loc><lastmod>2021-01-12T01:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12232020</loc><lastmod>2021-01-12T01:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/10262020</loc><lastmod>2021-01-12T01:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/4-internet-dangers-your-kid-should-know-about</loc><lastmod>2021-08-30T19:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/how-much-money-do-i-need-retire-0</loc><lastmod>2021-08-30T19:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/how-decide-between-mortgage-types</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/planning-your-retirement-budget-hawaii-0</loc><lastmod>2021-08-30T19:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/faqs/transfers-payments</loc><lastmod>2021-01-22T22:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/refinance/fixed-rate-mortgage</loc><lastmod>2024-09-05T23:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/__/goto/home</loc><lastmod>2021-02-01T07:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/priority-banking-gold</loc><lastmod>2025-11-10T19:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/priority-banking-platinum</loc><lastmod>2025-11-10T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/loans/personal-loan-lines-of-credit/auto-loan</loc><lastmod>2026-02-17T19:16Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/covid-19/SBA-paycheck-protection-program/150-under</loc><lastmod>2022-05-13T00:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/starting-your-emergency-savings-fund</loc><lastmod>2021-04-07T02:12Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/fhb-mobile-videos</loc><lastmod>2022-04-27T20:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/online-privacy-policy</loc><lastmod>2025-11-04T18:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/short-code-privacy-policy</loc><lastmod>2025-11-05T19:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/checking</loc><lastmod>2026-01-01T21:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings</loc><lastmod>2024-10-02T09:22Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/checking/pure-checking</loc><lastmod>2026-01-01T21:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/update-information-scams</loc><lastmod>2021-05-26T22:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/checking/priority-banking-gold</loc><lastmod>2026-02-02T09:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/financial-planning-in-your-40s</loc><lastmod>2021-06-11T23:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/10-steps-to-take-in-your-homebuying-journey</loc><lastmod>2023-04-11T04:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/3-popular-uses-for-your-home-equity-lines-of-credit</loc><lastmod>2021-06-11T23:41Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-online-banking/fhb-online-business/online-business-basic</loc><lastmod>2025-07-13T01:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/business-online-banking/fhb-online-business/online-business-banking</loc><lastmod>2025-07-13T01:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/checking/priority-banking-platinum</loc><lastmod>2026-02-02T19:10Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/private-banking/our-team</loc><lastmod>2026-01-26T19:54Z</lastmod><changefreq>yearly</changefreq><xhtml:link rel="alternate" hreflang="ja" href="https://www.fhb.com/jp/wealth-management/private-banking/our-team" /></url>
<url><loc>https://www.fhb.com/en/personal/checking/convenience-services</loc><lastmod>2024-11-15T22:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/its-important-learn-about-managing-your-money-while-college</loc><lastmod>2021-10-01T02:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/checking/debit-cards/standard-debit-card</loc><lastmod>2026-02-02T09:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/four-convenient-financing-options</loc><lastmod>2021-10-01T03:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/future-of-contactless-cards</loc><lastmod>2021-10-01T03:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/watch-out-for-scammers-claiming-to-be-from-your-bank</loc><lastmod>2024-10-01T18:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/business-email-compromise-is-on-the-rise</loc><lastmod>2025-11-25T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/additional-services/safe-deposit-box</loc><lastmod>2022-12-19T22:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/priority-rewards-credit-card</loc><lastmod>2025-11-24T20:03Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/additional-services/foreign-exchange</loc><lastmod>2021-02-09T00:10Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/checking/compare</loc><lastmod>2026-02-02T09:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2021-press-releases</loc><lastmod>2022-01-11T20:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/10272021</loc><lastmod>2022-01-15T02:00Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/09152021</loc><lastmod>2022-01-15T01:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07222021</loc><lastmod>2022-01-15T01:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06072021</loc><lastmod>2022-01-15T01:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05272021</loc><lastmod>2022-01-15T01:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06142021</loc><lastmod>2022-01-15T01:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/compare</loc><lastmod>2025-01-07T20:01Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/02032021</loc><lastmod>2022-01-15T01:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/01192021</loc><lastmod>2022-01-15T01:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/01192021_2</loc><lastmod>2022-01-15T01:43Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12202021</loc><lastmod>2022-01-15T02:02Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/09202021</loc><lastmod>2022-01-15T01:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07302021</loc><lastmod>2022-01-15T01:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07192021</loc><lastmod>2022-01-15T01:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06212021</loc><lastmod>2022-01-15T01:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/02222021</loc><lastmod>2022-01-15T01:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04282021</loc><lastmod>2022-01-15T01:47Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03192021</loc><lastmod>2022-01-15T01:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12072021</loc><lastmod>2022-01-15T02:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2022-press-releases</loc><lastmod>2023-01-26T22:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/01122022</loc><lastmod>2022-01-15T02:11Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/choosing-checking-accounts</loc><lastmod>2025-12-31T18:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/take-precautions-against-computer-fraud-protect-your-business</loc><lastmod>2024-12-04T20:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/new-business-account-documentation-requirements</loc><lastmod>2025-08-14T18:33Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/additional-services/wire-transfers</loc><lastmod>2021-09-13T19:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/01312022</loc><lastmod>2022-02-15T20:32Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/02222022</loc><lastmod>2022-02-22T20:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03022022</loc><lastmod>2022-03-02T22:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03032022</loc><lastmod>2022-03-07T19:34Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/regular-savings</loc><lastmod>2024-09-07T02:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03302022</loc><lastmod>2022-04-01T19:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/say-hello-to-direct-deposit</loc><lastmod>2022-04-07T19:05Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04142022</loc><lastmod>2022-04-15T01:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/yessavings</loc><lastmod>2024-09-06T07:54Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/maximizer</loc><lastmod>2024-09-07T03:14Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/savings/regular-savings</loc><lastmod>2025-02-04T19:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/iras-old</loc><lastmod>2020-10-15T22:42Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/personal-savings-convenience-services</loc><lastmod>2023-10-03T18:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/7-questions-to-ask-your-mortgage-lender</loc><lastmod>2024-12-04T20:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/how-to-finance-your-home-renovations-with-a-home-equity-line-of-credit</loc><lastmod>2025-11-25T19:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06272022</loc><lastmod>2022-06-28T18:46Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/fallen-victim-to-a-scam</loc><lastmod>2022-09-09T00:57Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08232022</loc><lastmod>2022-08-25T19:44Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08252022</loc><lastmod>2022-08-26T20:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/priority-unlimited</loc><lastmod>2025-11-24T20:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/priority-unlimited/program</loc><lastmod>2025-04-30T23:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/merchant-services-and-payment-processing</loc><lastmod>2026-02-17T19:03Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-card-processing/retail</loc><lastmod>2023-11-21T01:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/10132022</loc><lastmod>2022-12-02T02:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/11172022</loc><lastmod>2022-12-02T02:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/09172022</loc><lastmod>2022-12-02T03:02Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12012022</loc><lastmod>2022-12-02T03:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/12142022</loc><lastmod>2022-12-15T01:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2023-press-releases</loc><lastmod>2023-12-12T02:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/01242023</loc><lastmod>2023-01-26T22:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/11132022</loc><lastmod>2023-01-26T22:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/10202022</loc><lastmod>2023-01-26T22:45Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/01262023</loc><lastmod>2023-01-27T03:20Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/how-to-send-money-with-zelle-safely</loc><lastmod>2026-02-17T19:41Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03142023</loc><lastmod>2023-03-14T20:01Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03212023</loc><lastmod>2023-03-21T19:53Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/03242023</loc><lastmod>2023-03-26T05:33Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/how-to-budget-for-your-furry-friends</loc><lastmod>2024-12-04T20:42Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/best-path-to-restoring-your-financial-health</loc><lastmod>2023-06-21T20:37Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/guide-to-benefits</loc><lastmod>2023-11-14T19:21Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04112023</loc><lastmod>2023-04-11T23:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/04132023</loc><lastmod>2023-04-14T02:43Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards</loc><lastmod>2025-11-24T19:57Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-card-processing/food-and-beverage</loc><lastmod>2023-05-09T20:43Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-card-processing/on-the-go</loc><lastmod>2023-11-21T01:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-card-processing/professional</loc><lastmod>2023-11-21T03:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05022023</loc><lastmod>2023-05-02T20:27Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05042023</loc><lastmod>2023-05-04T21:30Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06012023</loc><lastmod>2023-06-01T18:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/05302023</loc><lastmod>2023-06-01T19:09Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06052023</loc><lastmod>2023-06-05T23:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06052023a</loc><lastmod>2023-06-06T02:16Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06132023</loc><lastmod>2023-06-13T21:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/priority-destinations-world-elite</loc><lastmod>2025-11-24T20:01Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/wealth-management/first-hawaiian-advisors</loc><lastmod>2026-01-26T19:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/06292023</loc><lastmod>2023-06-29T21:50Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07102023</loc><lastmod>2023-07-10T18:28Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/heritage-credit-card</loc><lastmod>2025-11-24T20:05Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/07292023</loc><lastmod>2023-08-01T01:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/08112023</loc><lastmod>2023-08-12T02:08Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/united-credit-card</loc><lastmod>2026-04-03T04:24Z</lastmod><changefreq>daily</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/10192023</loc><lastmod>2023-10-20T20:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/112223</loc><lastmod>2023-12-12T02:48Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/120823a</loc><lastmod>2023-12-09T04:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/121123</loc><lastmod>2023-12-12T00:18Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/how-to-save-more-money-with-cds</loc><lastmod>2023-12-12T23:39Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/priority-rewards/program</loc><lastmod>2025-11-24T19:48Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/budgeting-for-your-business-expansion</loc><lastmod>2023-12-12T23:51Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/choosing-a-business-structure</loc><lastmod>2023-12-12T23:59Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/mortgage-closing-costs-explained</loc><lastmod>2025-11-25T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/learn-how-protect-yourself-against-identity-theft-college</loc><lastmod>2023-12-13T03:07Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/first-time-homebuying-tips</loc><lastmod>2023-12-22T22:04Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/010924</loc><lastmod>2024-01-10T23:06Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/newsroom/2024-press-releases</loc><lastmod>2024-12-10T02:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/priority-destinations/program</loc><lastmod>2025-11-24T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/011024</loc><lastmod>2024-01-25T00:22Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/012224</loc><lastmod>2024-01-25T00:56Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/013024</loc><lastmod>2024-01-31T21:36Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/020624</loc><lastmod>2024-02-06T20:54Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/020824</loc><lastmod>2024-02-09T00:13Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/022324</loc><lastmod>2024-02-23T22:26Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/priority-destinations-world-elite-business-credit-card</loc><lastmod>2025-05-28T01:33Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/protect-a-childs-info-at-an-early-age</loc><lastmod>2024-09-25T05:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/rise-of-contactless-payments-understanding</loc><lastmod>2024-02-28T21:03Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/understanding-what-the-fdic-protects</loc><lastmod>2026-02-17T19:07Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/staying-financially-safe-during-natural-disasters-in-hawaii</loc><lastmod>2024-02-29T00:31Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/032724</loc><lastmod>2024-03-28T00:24Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/040324</loc><lastmod>2024-04-04T04:38Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/041224</loc><lastmod>2024-04-13T05:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/041624</loc><lastmod>2024-04-17T22:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/priority-rewards-business-credit-card</loc><lastmod>2025-11-24T19:40Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/050624a</loc><lastmod>2024-05-07T01:51Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/043024</loc><lastmod>2024-05-08T00:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/wire-transfer-fraud-is-on-the-rise</loc><lastmod>2024-08-09T02:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/managing-ach-debit-fraud</loc><lastmod>2024-08-09T01:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/cash-rewards-business-credit-card</loc><lastmod>2025-05-28T01:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/revolutionize-your-ap-department</loc><lastmod>2024-06-11T20:25Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/bill-pay-checkfree-next</loc><lastmod>2025-02-08T05:31Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/070824</loc><lastmod>2024-07-10T03:09Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/073024</loc><lastmod>2024-08-01T00:31Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/smart-safe-cash-recycler-solutions</loc><lastmod>2024-08-05T19:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/streamlining-transactions-ach-payments-for-business</loc><lastmod>2024-08-05T19:29Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/saving-for-a-mortgage-down-payment</loc><lastmod>2024-08-06T01:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/united-world-elite-business</loc><lastmod>2026-04-03T04:25Z</lastmod><changefreq>daily</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/public-wifi-best-practices</loc><lastmod>2024-08-05T19:49Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/choosing-a-business-name</loc><lastmod>2025-11-25T19:48Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/the-power-of-ach-debit-block</loc><lastmod>2024-10-08T02:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/102424</loc><lastmod>2024-11-01T20:45Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/110224</loc><lastmod>2024-11-05T01:22Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/120524</loc><lastmod>2024-12-10T02:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/shield-your-business-from-fraud</loc><lastmod>2024-12-23T22:35Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/protect-your-business-guarding-against-check-fraud</loc><lastmod>2024-12-23T22:51Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/protect-important-paper-documents-to-keep-safe</loc><lastmod>2024-12-24T00:08Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/savings-goals-in-your-20s</loc><lastmod>2024-12-23T23:23Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/dos-and-donts-of-saving-money-in-your-30s</loc><lastmod>2024-12-23T23:31Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/cybercrooks-and-retirement-accounts</loc><lastmod>2024-12-24T00:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/corporate-card</loc><lastmod>2024-11-15T21:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2025-press-releases</loc><lastmod>2025-12-23T21:52Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/022125</loc><lastmod>2025-02-21T01:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/how-to-identify-caller-id-spoofing</loc><lastmod>2026-02-17T19:51Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/developing-new-ways-to-do-business-online</loc><lastmod>2025-02-27T20:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/what-happens-when-you-click-a-phishing-link</loc><lastmod>2025-02-28T19:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/priority-rewards-business/program</loc><lastmod>2025-11-24T19:37Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/understanding-escrow-and-why-its-important</loc><lastmod>2026-02-17T19:04Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/be-on-the-lookout-for-phishing</loc><lastmod>2025-02-28T19:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/more-robust-protection-payee-positive-pay</loc><lastmod>2025-02-27T20:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/022825</loc><lastmod>2025-03-01T02:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/031025</loc><lastmod>2025-03-11T22:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards/priority-destinations-business/program</loc><lastmod>2025-11-24T19:39Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/manage-rewards</loc><lastmod>2026-02-17T19:08Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/041525</loc><lastmod>2025-04-22T23:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/042125</loc><lastmod>2025-04-22T23:11Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/program-agreements</loc><lastmod>2025-11-24T19:50Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/online-mobile-banking/online-and-mobile-upgrade-2025</loc><lastmod>2025-07-13T01:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/package-delivery-scams</loc><lastmod>2025-05-23T00:55Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/protecting-your-online</loc><lastmod>2025-05-23T01:12Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/be-on-the-lookout-for-malicious-software</loc><lastmod>2025-06-27T02:53Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/be-a-human-firewall</loc><lastmod>2025-06-27T02:53Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/062325</loc><lastmod>2025-07-19T02:56Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/how-to-place-a-fraud-alert</loc><lastmod>2025-07-15T19:15Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/why-outsourcing-payroll-could-be-the-right-move</loc><lastmod>2025-07-15T19:13Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/understanding-password-security</loc><lastmod>2025-12-31T19:02Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/071725</loc><lastmod>2025-07-19T03:19Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/merchant-services-101</loc><lastmod>2025-07-30T06:43Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/8-latest-cyber-scams</loc><lastmod>2025-07-30T06:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/smart-ways-to-avoid-checking-account-fees</loc><lastmod>2025-08-01T01:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/081125</loc><lastmod>2025-08-12T22:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/deepfake-awareness-protecting-yourself-at-work-and-home</loc><lastmod>2025-10-03T22:16Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/dont-get-hooked-how-to-spot-and-stop-phishing-attacks</loc><lastmod>2025-10-03T22:17Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/what-is-the-dark-web</loc><lastmod>2026-02-17T19:05Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/thanksgiving-cyber-safety</loc><lastmod>2025-11-05T19:30Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/stay-cyber-safe-this-holiday-season</loc><lastmod>2025-12-01T18:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/100625</loc><lastmod>2025-10-07T21:16Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/having-my-accounts-one-bank-right-me</loc><lastmod>2025-10-28T01:38Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/102825</loc><lastmod>2025-10-30T00:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/091225</loc><lastmod>2025-11-04T19:20Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/111225</loc><lastmod>2025-11-15T03:26Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/news-release/121725</loc><lastmod>2025-12-23T21:51Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/excess-items-fees-explained-and-how-to-avoid-them</loc><lastmod>2026-01-29T18:28Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2026-press-releases/news-release/013026</loc><lastmod>2026-02-17T20:04Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2026-press-releases</loc><lastmod>2026-02-18T18:16Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/defend-yourself-against-ai-voice-scams</loc><lastmod>2026-02-11T20:50Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/beware-of-government-imposter-scams</loc><lastmod>2026-02-11T20:48Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/identifying-and-avoiding-loan-scams-online</loc><lastmod>2026-02-11T20:54Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/dont-get-tricked-by-an-online-job-search-scam</loc><lastmod>2026-02-11T20:52Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/what-credit-card-should-i-get</loc><lastmod>2026-02-11T19:07Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/the-importance-of-financial-literacy-for-gen-z</loc><lastmod>2026-02-11T19:19Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/security-and-fraud-protection/watch-out-for-a-new-threat-called-godfather-malware</loc><lastmod>2026-02-11T19:33Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/streamline-and-reduce-costs-with-remote-deposit-capture</loc><lastmod>2026-02-11T20:11Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2026-press-releases/news-release/021326</loc><lastmod>2026-02-17T20:06Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom/2026-press-releases/news-release/021726</loc><lastmod>2026-02-18T18:14Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/protect-your-business-from-vendor-impersonation-and-invoice-fraud</loc><lastmod>2026-03-19T21:18Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/how-your-credit-score-affects-your-ability-to-purchase-a-home</loc><lastmod>2026-03-23T19:33Z</lastmod><changefreq>weekly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/savings/maximizer</loc><lastmod>2025-02-04T02:12Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/life-stages/workplace-financial-benefits-a-beginners-guide</loc><lastmod>2026-03-23T19:33Z</lastmod><changefreq>weekly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/understanding-balance-sheets-profit-and-loss-cash-flow</loc><lastmod>2026-03-24T20:03Z</lastmod><changefreq>weekly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/why-consider-a-business-checking-account</loc><lastmod>2026-03-24T19:21Z</lastmod><changefreq>weekly</changefreq></url>
<url><loc>https://www.fhb.com/en/resource-center/small-business/your-guide-to-equipment-finance</loc><lastmod>2026-03-24T20:01Z</lastmod><changefreq>weekly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/savings</loc><lastmod>2024-10-02T09:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/savings/certificate-deposit-cd</loc><lastmod>2025-01-07T19:23Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/credit-cards</loc><lastmod>2024-12-04T19:48Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking</loc><lastmod>2024-10-02T09:24Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/business-regular-checking</loc><lastmod>2025-11-10T19:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal</loc><lastmod>2026-02-25T21:06Z</lastmod><changefreq>monthly</changefreq><xhtml:link rel="alternate" hreflang="ja" href="https://www.fhb.com/jp/personal" /></url>
<url><loc>https://www.fhb.com/en/business</loc><lastmod>2025-01-03T22:27Z</lastmod><changefreq>yearly</changefreq><xhtml:link rel="alternate" hreflang="ja" href="https://www.fhb.com/jp/business" /></url>
<url><loc>https://www.fhb.com/en/wealth-management</loc><lastmod>2025-06-04T18:44Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/business-free-checking</loc><lastmod>2025-11-10T19:41Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/non-profit-free-checking-account</loc><lastmod>2025-11-10T19:47Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us</loc><lastmod>2025-11-25T19:34Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/our-rich-history</loc><lastmod>2025-11-25T19:36Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/caring-our-community</loc><lastmod>2025-12-24T19:04Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/caring-our-community/responsible-corporate-citizen</loc><lastmod>2025-12-24T19:06Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/caring-our-community/corporate-giving</loc><lastmod>2025-07-22T20:14Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/caring-our-community/community-reinvestment</loc><lastmod>2025-12-12T21:46Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/about-us/newsroom</loc><lastmod>2026-02-02T08:42Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/contact-us</loc><lastmod>2026-01-29T17:32Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/business/checking/convenience-services-businesses</loc><lastmod>2022-10-14T18:58Z</lastmod><changefreq>never</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/credit-cards/compare</loc><lastmod>2025-11-24T19:59Z</lastmod><changefreq>yearly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/cds/bank-bills-cds</loc><lastmod>2026-02-17T19:37Z</lastmod><changefreq>monthly</changefreq></url>
<url><loc>https://www.fhb.com/en/personal/savings/cds/ecds</loc><lastmod>2026-02-02T08:32Z</lastmod><changefreq>yearly</changefreq></url>
</urlset>
