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    Disclosures

    1. Minimum opening deposit of $10,000 directly into the YesSavings Account is required within 5 calendar days of opening through (1) a check drawn on another financial institution; (2) an external transfer from another financial institution; or (3) a wire transfer from another financial institution. A transfer of $10,000 from another First Hawaiian Bank account does not qualify.
    2. Basic online banking services are free for personal customers. Additional fees may apply for optional services. See FHB Online Terms & Conditions for more details and applicable fees.