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Pure Checking

Bank Better with Pure Checking

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Get a $75 statement credit when you open a Pure Checking Account[[#1]] by December 31, 2025, and make a new direct deposit(s) of $500 within 30 days[[#2]]

$4 Monthly service charge waived with eStatement sign-up[[#3]]
Bank wherever, whenever
Deposit checks anytime


From mobile convenience to personal branch service, Pure Checking gives you everything you need, nothing you don't.

Key Benefits and Features

  • No minimum balance requirement[[#4]]
  • Banking on the go with FHB Online® & Mobile Banking[[#5]]
  • Face-to-face support from Bankers
  • Monthly Service Charge of $4 per month 
    • Waived with eStatements[[#3]]
    • Waived if the primary account holder is 25 years of age and under or 50 years of age and above[[#6]]
    • Waived if you have aggregate direct deposits in the amount of $500 or more per statement cycle 
  • Minimum Opening Deposit of $20


Other personal checking accounts also qualify for the offer.[[#2]],[[#7]] Learn more 

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    Disclosures

    1. The minimum opening deposit is $20. The Pure Checking Account ("Checking Account") must be opened from November 1, 2025, through December 31, 2025, to qualify for the offer. Account Closing Fee of $50 will apply if Checking Account is closed within 180 days of opening. For other fees that may be assessed, refer to the Important Terms and Conditions and Schedule of Charges provided during the account opening process.
    2. The newly established direct deposit(s) must post to your new Checking Account within 30 days from account opening. A direct deposit is defined as certain recurring electronic deposits through the Automated Clearing House (“ACH”) Network such as payroll, pension, or social security benefits. Peer to Peer transfers (i.e. Venmo or PayPal), tax refunds, wire transfers, etc. are examples of non-qualifying direct deposits. First Hawaiian Bank has the sole discretion to determine a qualifying direct deposit for this promotion. A one-time statement credit will be completed the month following meeting the criteria and may be reported as taxable income. Checking Account must be open and not overdrawn to receive the statement credit. The offer is limited to one per customer and account.
    3. Must be enrolled in FHB Online to receive eStatements. When you enroll in eStatements, you will no longer receive paper statements. A monthly fee of $5.00 will apply to accounts that elect to receive both eStatements and paper statements.
    4. Account with a zero balance for 30 consecutive days will be closed automatically.
    5. Basic online banking services are free for personal customers. Additional fees may be charged for optional services. See FHB Online Terms & Conditions for additional information regarding restrictions and fees. You must have a mobile device with internet to use FHB Mobile Banking and a rear-facing camera with autofocus to use Mobile Deposit.
    6. Must be at least 14 years of age to open an account. For customers under the age of 18, a parent or legal guardian must be present to open an account.
    7. Open a new Personal Priority Banking Gold or Platinum Checking Account ("Checking Account") by December 31, 2025, and establish a new direct deposit(s) of $500 within 30 days. The minimum opening deposit is $20. Checking Account must be opened from November 1, 2025, through December 31, 2025, to qualify for the offer. Account Closing Fee of $75 will apply if Checking Account is closed or converted to a corresponding checking account (not a Personal Priority Banking Checking Account) within 180 days of opening. Account with a zero balance for 30 consecutive days will be closed automatically. For other fees that may be assessed, refer to the Important Terms and Conditions and Schedule of Charges provided during the account opening process.