Priority Banking Gold

Get perks that grow with your lifestyle

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Key Benefits[[#1]]

Get 0.25% off Personal Loans[[#4]]

Enjoy free Online Bill Pay

Free checks (Selected wallet designs)

Account Features
Standard Debit Card

Features[[#1]]

  • Personal Loan[[#4]] - Preferred rate of 0.25% below regular rates
  • Personal Line of Credit or Home Equity Line of Credit (HELOC)[[#5]] - Preferred rate of 0.25% off the margin of the variable rate
  • Residential First Mortgage Loan[[#6]]- $250 off the loan administration fee - Safe Deposit Box Annual Rental Fee[[#7]] - $15 off
  • Standard Debit Card

Additional details

  • Minimum deposit[[#7]] to open: $20

  • Monthly Service Charge of $15 per month
    • Waived with a combined balance[[#8]] of $6,000
    • Waived if you have direct deposits into your Priority Banking Gold Checking Account in the minimum aggregate amount of $2,000 per statement cycle
    • Waived for customers enrolled in the Private Banking Program
  • Overdraft Services

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FAQs

    The current balance is the total amount of funds in your account. The available balance is your current balance less any outstanding holds or debits that have not yet posted to your account.

      The following accounts can be accessed through FHB Online:

      • Checking
      • Savings
      • Money Market/ MaxiMizer
      • Certificate of Deposit
      • Individual Retirement Account (IRA)
      • Credit Card
      • Mortgage
      • Personal Loan
      • Personal Line of Credit (Personal FirstLine)
      • Home Equity Line of Credit (Home Equity FirstLine)
      • Overdraft Protection (Yes-Check)
      • Trust
      • Investment
      • Insurance

      There are various restrictions on the uses of certain accounts that are described in the FHB Online Terms and Conditions.

       

        The amount of specific information available online is dependent upon when you first enroll and log into the service. The system will store up to 36 months of individual account activity (including check and deposit images) and 12 months of eStatements. The amount of account activity information may vary when accessing the information via Quicken/QuickBooks.

         

        Didn’t find an answer? Still have questions?

          Disclosures

          1. Personal Priority Banking discounts and benefits cannot be combined with another promotional offer, program, or discount unless stated otherwise. 
          2. Personal customers enrolling for Online Bill Pay (including Popmoney) must be 18 years or older. For Priority Banking fee waivers, you must have had an open Priority Banking checking account as of the last business day of the preceding month. For additional information about FHB Online and Mobile Banking, including fees associated with optional services, please see Terms & Conditions of FHB Online. You must have a mobile device with internet and a rear-facing camera with autofocus to use Mobile Deposit.
          3. To receive the benefit you must be a Priority Banking Gold Checking Account customer and identify yourself as such at the time of order. The benefit applies to your Priority Banking Gold Checking Account only. 
          4. Preferred rate of 0.25% below regular rates. Subject to credit approval. The discounted rate does not apply to loans secured by First Hawaiian Bank deposit accounts or to existing loans. For new loans, you must identify yourself as a Priority Banking Gold Checking Account customer when you submit your loan application.
          5. Preferred rate of 0.25% off the margin of the variable rate of the line of credit (discount does not apply to fixed introductory rates or fixed rate lock advances). Subject to credit approval. The preferred rate does not apply to existing lines of credit or HELOCs. Valid only if you and we agree to these terms in writing as part of your line of credit agreement(s), and will continue as long as you maintain your Priority Banking Gold Checking Account and eligible line of credit account in good standing with us. HELOCs are not available in the CNMI. To receive the discount, you must be enrolled as a Priority Banking Gold Checking Account customer as set forth for each line of credit product type listed as follows: (a) Personal Line of Credit: When you submit your application and (b) HELOC: By final approval of your HELOC application.
          6. Subject to credit approval and loan funding. The discount applies to new Residential First Mortgage loan applications (including refinances). Applications submitted through a third-party mortgage loan origination company are not eligible. To receive this discount, you must be enrolled as a Priority Banking Gold Checking Account customer when you submit your loan application.

          7. To receive the discount you must be a Priority Banking Gold Checking Account customer and identify yourself as such at the time of opening. Subject to box availability. Limit of one safe deposit box ("SDB") per Priority Banking Checking Account. The SDB contents are not insured by First Hawaiian Bank, the FDIC, or any other government agency. For existing SDB customers, the discount will not be prorated and will apply upon the next billing.

          8. Accounts with a zero balance for 30 consecutive days will be closed automatically.

          9. Your combined balance for your Priority Banking Plan is calculated by adding the balance of your Priority Banking Account and qualifying balances from all Associated Accounts. An Associated Account is an account that is eligible to be associated with your Priority Banking Account.  Eligible types of accounts that you own in your individual capacity or as the trustee of your own revocable living trust will be automatically classified as an Associated Account.  Please see the Personal Priority Banking Plan Addendum (the “Addendum”) for additional details about Associated Accounts and how your combined balance is calculated.

          Standard Debit Card

          Priority Banking Gold

          Priority Banking Gold