Merchant Services & Payment Processing

Empowering your business with trusted local service and modern technology

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(800) 336-0542

Bonus Offer for New Merchant Services Customers

Start accepting payments with a new merchant services account and get credit toward the purchase of a new point-of sale hardware device (up to $800 value)[[#1]],[[#2]],[[#3]]

See full tiering breakdown and eligibility terms in the disclosure below.

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Kanile'a 'Ukulele

Experience the difference in our Merchant Services

      

Increased Sales 

More and more customers are paying using chip cards, contactless payments, and mobile wallets. We have the payment solutions that can help you evolve to meet your customer needs, including Loyalty and Gift Cards solutions. 

Faster Funding 

Getting access to your funds is important to run and grow your business. You can get you deposits as soon as the next business day.

Stronger Protection 

Have peace of mind that we can help with major threats to your business; data breaches, fraud protection, PCI compliance and card data security. We have a program to assist you in meeting the PCI Security requirements and a Data Breach Assistance Program to help reduce risk and expenses resulting from a suspected or actual breach of credit card data. Sell more and worry less.

Professional Customer Support 

When you need help and information, you want it now. We have a dedicated team ready to help you with questions and a 24/7 customer portal that has the payment data you need.

Powerful Analytics  

Business Track and Main Street Insights, provides the important data and analytics that can optimize any business, big or small. Information can help uncover the hidden stories behind your sales data and customer spending patterns to grow sales, improve marketing efforts, and find new customers.

Personalized Solution 

The Clover App Market has lots of apps that you can download to your Clover device to expand the capabilities. You can choose apps to help with scheduling, inventory tracking, invoicing, and marketing.  Find the apps that are right for you and your business.

Select Business Type

First Hawaiian Bank offers ready-to-go bundles that are perfectly suited for your type of business.

Retail Credit Card Processing
 
Retail

 

 

 

 

Food and Beverage Credit Card Processing
 
Food and Beverage

 

On the Go Credit Card Processing
 
On the Go

 

Professional Credit Card Processing
 
Professional

 

Our phenomenal credit card processing program provides

  •  
  • Funds for settled credit card batches available as early as Noon the next business day.
  • Assistance with installation and staff training
  • 24/7 Customer Service support
  •  
  • Track your businesses performance real-time, any time you need to with on-demand access to your vital sales data and key performance statistics through the Commerce Control Center® web portal. 
  •  24/7 Online access to manage chargeback requests, with professional assistance when you need it.

We look forward to having you experience the exceptional difference when you adopt First Hawaiian Bank's Credit Card Processing program. 

Need assistance?

Contact your banker or a banker at the nearest branch location for more information about applicable fees and terms

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    Disclosures

    1. Offers are available to new FHB Merchant Services customers who submit a completed application for a new FHB Merchant Services account on or after August 29, 2025. To be eligible for the new hardware bonus, merchant must have a minimum processing volume of:
       
      • $50,000 during the first twelve (12) months of the processing agreement for $125 credit, OR
      • $100,000 during the first twelve (12) months of the processing agreement for $220 credit, OR
      • $200,000 during the first twelve (12) months of the processing agreement for $400 credit, OR
      • $300,000 during the first twelve (12) months of the processing agreement for $600 credit, OR
      • $400,000 during the first twelve (12) months of the processing agreement for $800 credit.
    2. Offer is valid for a one-time credit applied toward the purchase of the terminal. The value of the credit in the offer will be charged if the merchant has not activated the hardware within 120 calendar days following credit approval AND has not achieved the annual minimum processing volume during the first twelve (12) months of their merchant processing agreement. Merchants acquiring multiple device types will receive the offer for the device with the highest value. Only one credit per eligible business tax ID. Offer valid on only new merchant accounts established with FHB and the credit cannot be combined with any other offer.
    3. All Merchant Services accounts are subject to credit approval, minimum, and additional terms and conditions in the Merchant Processing Agreement apply. Our standard minimum monthly processing fee is $30. Eligibility is at the sole discretion of First Hawaiian Bank. Offers are subject to change or end without prior notice.