Hawaii Mortgage Rates & Home Loans

Say yes to the home and get guidance every step of the way.

Why purchase?

Buy your first home

Take advantage of our first-time homebuyer programs with lower down payment options.

Own your dream home

With a range of loan programs to suit your needs, we'll help you get into the home of your dreams.

Changing homes

Whether you're looking to upsize or downsize, we've got the mortgage that fits.

Our Products

First time homebuyer loans

First Step Home Loan[[SM]]

A first-time homebuyer program designed to make your dreams of homeownership a reality.

Low down payment requirement

Waiver of mortgage insurance

First-Time Homebuyer Discount

Good neighbor loans

Good Neighbors Loan

A mortgage loan for designated essential workers and professional, non-medical experts.

Low or no down payment requirement

Reduced Origination Fee with Purchase Promotion

Available for owner-occupants

Medical loans

Med Loan

A jumbo loan program for eligible medical professionals.

Low down payment requirement

Save more with our current Purchase Promotion

Flexible loan-to-value (LTV) options

jumbo loans

Jumbo Loans

Need to borrow more than $1,149,825? We’ve got you covered.

New purchase or refinance

Fixed or variable rate options

No prepayment penalty

fixed rate mortgages

Fixed Rate Mortgage

Lock in your rate for the length of your mortgage.

Predictable monthly payments

Greater certainty and peace of mind

See today’s [[rates and terms|/rates/mortgage]]

adjustable rate mortgages

Adjustable Rate Mortgage

A flexible alternative.

Potential lower initial rate and monthly payments

Variety of terms available

See today’s [[rates and terms|/rates/mortgage]]

Construction and home improvement loans

Construction-to-Permanent Loans

Take it one step at a time. Buy the land now and build the dream later.

Fixed, flexible financing

Add your existing loan balance and refinance into a new loan

Build and/or renovate with one permanent financing plan

VA loans

VA Loans

Qualified military service members enjoy special rates and benefits.

100% financing options available

No monthly mortgage insurance

Save more with our current Purchase Promotion

Land loans

Land Loans

Take it one step at a time. Buy the land now and build your dream home later.

Interest-only payments

No prepayment penalty

New purchase or refinance

USDA loans

USDA Loans

The Rural Housing Service Loan (RHS) provides borrowers the opportunity to own a home in eligible rural areas.

No private mortgage insurance

Save more with our current Purchase Promotion

New purchase or refinance


Mortgage Glossary

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Loan Officer Contact List

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Mortgage Calculators

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