Business Lines of Credit

Access cash with Business FirstLine[[®]], our flexible line of credit.

Benefits for your business

  • Get cash when you need it with a revolving line of credit for your business
  • Low annual fee with competitive rates[[#1]]
  • Have funds available for payroll, inventory, financial emergencies, and more
  • Access funds by using checks or transferring funds into a First Hawaiian Bank account through Online Banking

Available in secured and unsecured lines of credit

Credit limits from $5,000–$250,000

No annual fee for the first year

Additional Details

  • Account Type: Line of Credit (Secured & Unsecured)

  • Credit Limits: $5,000–$250,000

  • Maturity Term: Up to 3 years

  • Loan Documentation Fee: $200

  • Annual Fee: $50 on amounts up to $75,000. First year of the annual fee waived. After that, the annual fee is waived with an outstanding average balance of $5,000[[#2]].

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FAQs

    You may apply via:

    • Online Application
      If you would like to apply for a secured Business FirstLine, if you would like to request a line increase for an existing Business FirstLine, or if your business has no guarantor/more than 1 guarantor, please visit any branch to apply.
    • At any First Hawaiian Bank Branch 

      No. A First Hawaiian Bank relationship is not required to apply/qualify for a Business FirstLine of Credit.

        To report any lost checks, please contact your First Hawaiian Bank branch of account. Replacement checks will be mailed to you.

         

        Didn’t find an answer? Still have questions?

        Disclosures

         

        1. Subject to credit approval.
        2. The annual fee of $50 is waived for the first year, and thereafter is waived when you maintain a $5,000 average balance on your line during the prior 12 months; annual fee is waived for Business Priority Banking Platinum Customers.

        Business Lines of Credit

        Business Lines of Credit