Business Lines of Credit

Access cash with Business FirstLine[[SM]], our flexible line of credit.

Benefits for your business

  • Get cash when you need it with a revolving line of credit for your business
  • Low annual fee with competitive rates[[#1]]
  • Have funds available for payroll, inventory, financial emergencies, and more
  • Access funds by using checks or transferring funds into a First Hawaiian Bank account through Online Banking

Available in secured and unsecured lines of credit

Credit limits from $5,000–$250,000

No annual fee for the first year

Additional Details

  • Account Type: Line of Credit (Secured & Unsecured)

  • Credit Limits: $5,000–$250,000

  • Maturity Term: Up to 3 years

  • Loan Documentation Fee: $200

  • Annual Fee: $50 on amounts up to $75,000. First year of the annual fee waived. After that, the annual fee is waived with an outstanding average balance of $5,000.

  • For amounts over $75,000, annual fee is 0.25% of the line amount.

Account Options

Business FirstLine customers with lines of credit of $75,000 or less can also apply for a Business Yes-CheckSM.[[#1]] Visit a branch to learn more about overdraft protection for Business Checking accounts.

Ready to get started?


    You may apply via:

      No. A First Hawaiian Bank relationship is not required to apply/qualify for a Business FirstLine of Credit.

        To report any lost checks, please contact your First Hawaiian Bank branch of account. Replacement checks will be mailed to you.


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        1. Subject to credit approval.

        Business Lines of Credit

        Business Lines of Credit