VA Loans

Refinance with special rates and services for military service members and veterans.

VA Loans[[#1]] Features

  • 90% financing options available[[#2]]
  • VA Funding Fee may be financed
  • Purchase, cash-out refinance or Interest Rate Reduction Refinance Loans available

VA Loans

VA loans help veterans, service members, and their spouses[[#2]] to build, improve, or refinance a home.

Military service members

Ideal for

  • Military veterans, service members, and their spouses[[#2]]

What is the impact of making extra payments on my VA Loan debt?

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Section Result



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Yuko Omorai photo

Yuko Omorai

AVP & Mortgage Loan Officer

NMLS ID #1645209

First Hawaiian Center

Warren De La Rosa

Warren De La Rosa

Mortgage Loan Officer

NMLS ID #543027

Makiki Branch

Chelsea Omaye-Backman

Chelsea Omaye-Backman

Mortgage Loan Officer

NMLS ID #1226215

First Hawaiian Center


We're here to help.


    It’s all about you, your budget, and your life. We have a variety of mortgage types, and we can help you find the one that’s right for you. For a free analysis and recommendation of the best mortgage loan program for you, please call us at 808-643-HOME (4663) or take a look at our Mortgage Selector Tool. We also have mortgage calculators that can help you determine what is right for you.

      Find out about rates and more online or call us to talk about your refinancing options at 808-643-4663.

        Welcome home! We’re here to help make the process of applying for a mortgage as simple for you as possible. 

        • Apply online using our Digital Home Loans Portal
        • Contact our customer service line for new or current mortgage customers. We’ll put you in contact with a mortgage specialist who will be able to help make your dreams come true.
        • Apply in person at the branch most convenient for you

          FHB Online & Mobile Banking enables you to easily view your mortgage transactions, current mortgage balance and upcoming payment due. You can also make a payment to your mortgage using internal transfers or external transfers.

          To make special payments, such as a principal only payment, you will need to process the transfer then send a secured message with specific instructions on how the payment should be applied. Your current month's mortgage payment must be posted to your loan and with no outstanding fees, in order to make additional principal payments.

          If you have not yet enrolled for FHB Online & Mobile Banking, you can enroll here.


          Didn’t find an answer? Still have questions?


            1. Only available for owner occupant properties located in Hawaii and Guam. Subject to credit approval. Certain fees and restrictions may apply.

            2. Certain terms and conditions may apply.

            VA Loans

            VA Loans