Mortgage Rates
Current Mortgage Rates
Current Fixed Mortgage Rates
Program
Program
Rate
Rate
Points
Points
APR
APR
P&I
P&I
15-yr Fixed Rate¹
2.125%
1.500
2.45%
$6.49 per $1,000 borrowed for 180 Monthly Payments
Interest rates updated as of 04/16/2021
30-yr Fixed Rate¹
2.875%
1.375
3.05%
$4.15 per $1,000 borrowed for 360 Monthly Payments
Interest rates updated as of 04/16/2021
1 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in the State of Hawaii and Guam only.
Program
Program
Rate
Rate
Points
Points
APR
APR
P&I
P&I
15-yr Fixed Rate¹
2.125%
1.500
2.45%
$6.49 per $1,000 borrowed for 180 Monthly Payments
Interest rates updated as of 04/16/2021
30-yr Fixed Rate¹
2.875%
1.375
3.05%
$4.15 per $1,000 borrowed for 360 Monthly Payments
Interest rates updated as of 04/16/2021
1 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in the State of Hawaii and Guam only.
Program
Program
Rate
Rate
Points
Points
APR
APR
P&I
P&I
15-yr Fixed Rate¹
4.000%
1.000
4.28%
$7.39 per $1,000 borrowed for 180 Monthly Payments
Interest rates updated as of 04/16/2021
30-yr Fixed Rate¹
4.500%
1.000
4.67%
$5.07 per $1,000 borrowed for 360 Monthly Payments
Interest rates updated as of 04/16/2021
1 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 30% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in Saipan only.
Current ARM Mortgage Rates
Program
Program
Rate
Rate
Points
Points
APR
APR
P&I
P&I
3-yr ARM²
2.125%
1.125
2.57%
$3.76 per $1,000 borrowed for First 36 Monthly Payments
Interest rates updated as of 04/16/2021
5-yr ARM²
2.250%
1.125
2.56%
$3.82 per $1,000 borrowed for First 60 Monthly Payments
Interest rates updated as of 04/16/2021
7-yr ARM²
2.500%
1.125
2.65%
$3.95 per $1,000 borrowed for First 84 Monthly Payments
Interest rates updated as of 04/16/2021
10-yr ARM²
2.625%
1.125
2.73%
$4.02 per $1,000 borrowed for First 120 Monthly Payment
Interest rates updated as of 04/16/2021
Adjustable Rate Mortgages (ARMs) adjust annually after initial fixed period. Annual adjustments for the 3, 5, 7, and 10 year Adjustable Rate Mortgages (ARMs) are based on the weekly average yield on the 1-year LIBOR Index, currently 0.29% as of 4/16/2021 plus a margin of 2.250% for owner-occupant, 2.750% for investors. Adjustable Rate Mortgage rates are subject to increase after consummation.
2 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in the State of Hawaii and Guam only.
Program
Program
Rate
Rate
Points
Points
APR
APR
P&I
P&I
3-yr ARM²
2.125%
1.125
2.57%
$3.76 per $1,000 borrowed for First 36 Monthly Payments
Interest rates updated as of 04/16/2021
5-yr ARM²
2.250%
1.125
2.56%
$3.82 per $1,000 borrowed for First 60 Monthly Payments
Interest rates updated as of 04/16/2021
7-yr ARM²
2.500%
1.125
2.65%
$3.95 per $1,000 borrowed for First 84 Monthly Payments
Interest rates updated as of 04/16/2021
10-yr ARM²
2.625%
1.125
2.73%
$4.02 per $1,000 borrowed for First 120 Monthly Payment
Interest rates updated as of 04/16/2021
Adjustable Rate Mortgages (ARMs) adjust annually after initial fixed period. Annual adjustments for the 3, 5, 7, and 10 year Adjustable Rate Mortgages (ARMs) are based on the weekly average yield on the 1-year LIBOR Index, currently 0.29% as of 4/16/2021 plus a margin of 2.250% for owner-occupant, 2.750% for investors. Adjustable Rate Mortgage rates are subject to increase after consummation.
2 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in the State of Hawaii and Guam only.
Program
Program
Rate
Rate
Points
Points
APR
APR
P&I
P&I
3-yr ARM²
3.125%
1.500
3.02%
$4.29 per $1,000 borrowed for First 36 Monthly Payments
Interest rates updated as of 04/16/2021
Adjustable Rate Mortgages (ARMs) adjust annually after initial fixed period. Annual adjustments for the 3, 5, 7, and 10 year Adjustable Rate Mortgages (ARMs) are based on the weekly average yield on the 1-year LIBOR Index, currently 0.29% as of 4/16/2021 plus a margin of 2.250% for owner-occupant, 2.750% for investors. Adjustable Rate Mortgage rates are subject to increase after consummation.
2 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 30% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in Saipan only.
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