Where do I begin?
It's best to start with your monthly and yearly family budget. See how much income you currently need to provide you and your family with the type of lifestyle you've chosen.
What should I look for in a policy?
<!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--> There are a number of factors that make up insurance policies. You need to know what these areas are and what kind of coverage is necessary for you and your family.
Are there other sources of disability income?
Sources of disability income stem from three main areas:
What is Disability Insurance?
Disability Insurance is designed to replace wages lost due to sickness or injury, and is the best way to protect against financial catastrophe. Proper health insurance should cover the majority of your medical costs, but it won't replace lost income.