Cash Rewards Business Credit Card

Say yes to automatic cash back.

Earn cash rewards for everyday business expenses.

Pricing & Terms

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Earn Rewards[[#1]]

$200 statement credit with $2,000 spend within first 3 months after opening a new account (spend must occur by the end of the last day of the 3rd month)[[#2]]
3% unlimited cash back on gas and dining purchases
2% unlimited cash back on utilities, 1% unlimited cash back on everything else

Rewards

Earn cash back on all net qualifying purchases[[#1]]

No cap

Unlimited cash back

Skip the fee

No annual fee[[#3]]

Key benefits[[#4]]

Automatic and simple with no points to calculate
Be alert! Learn more about security and fraud protection and enroll in card alerts for your account and transactions
Extended Warranty
Purchase Assurance
MasterRental Coverage
MasterAssist^™
Mastercard Easy Savings^® Program

Zero liability protection on unauthorized purchases
Monitor your transactions, view eStatements, and easily make card payments with FHB Online Business
Your card is protected by Mastercard 3D Secure 2.0! Visit our FAQs to learn more.
Our cards are contactless and mobile wallet-ready! Use your card with Apple Pay^®, Google Pay^®, and Samsung Pay^®

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Call 643-CARD (2273) or 1-800-403-7167 from Guam and CNMI.

Disclosures

You will not earn cash rewards for cash advances, balance transfers, convenience checks, ATM withdrawals, PIN transactions, money transfers (including P2P payments), quasi cash transactions (including purchases of traveler’s checks, money orders, foreign currencies and cryptocurrencies), lease and loan payments, truck stop transactions, tax payments, gambling transactions, unauthorized or fraudulent charges, finance charges and other card-related fees. Cash rewards have no cash value except as described in the Cash Rewards Business Program Agreement. First Hawaiian Bank Reserves the right to cancel or change the Program at any time without prior notice. Other terms, conditions, and restrictions apply. See the Cash Rewards Business Program Agreement for more information.
Subject to credit approval. Apply for the Cash Rewards Business Credit Card and, if you are approved, receive a $200 statement credit after spending $2,000 within the first 3 months after account opening. Your account opening date is noted on your approval letter. You’ll also earn 3% cash back on gas and dining purchases, 2% cash back on utilities, and 1% cash back on all other qualifying purchases. Purchases made at department stores, superstores, discount stores, warehouse clubs, and gas purchases made outside of automotive gas stations are not eligible to earn cash back.
For additional information regarding rates and fees, see the Cash Rewards Business Pricing and Terms.
Terms, conditions, and restrictions apply. Additional benefits may change at any time. Please refer to your Guide to Benefits for more information.

Mastercard^® and the circles design are registered trademarks of Mastercard International Incorporated.

Apple Pay, Apple, and the Apple logo are trademarks of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.