Heritage Credit Card

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  • Apply Online
  •  or 
  • Call 643-CARD (2273)
  • (1-800-403-7167
    from Guam or CNMI)

First Hawaiian Bank Heritage credit card

The Heritage Credit Card1 is a no frills credit card great for those just getting started with credit or those looking to consolidate higher interest rate balances.


Save on Interest2
The Heritage Card allows you to save money with a low introductory rate.

Consolidate your higher interest rate balances2
Transfer your higher rate balances to save money and simplify your finances.

Take control of your finances
Manage your finances more efficiently with free access to FHB Online Banking so you can track your spending and pay off your balance throughout the month. 

  • Secondary Rental Car Coverage3
  • 24-Hour Customer Service
  • 24-Hour access to your account via online and mobile banking
  • Embedded EMV chip provides an extra layer of security and greater worldwide acceptance

For full details, please see your card's Guide to Benefits:

Standard Mastercard

Standard VISA


1 Subject to credit approval. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.
2 View Heritage Card Pricing and Terms
3 Terms, conditions, and restrictions apply. Additional benefits may change at any time. Please refer to your Guide to Benefits for more information.

Online Banking

Apply Online