Heritage Credit Card

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  • Apply Online
  •  or 
  • Call 643-CARD (2273)
  • (1-800-403-7167
    from Guam or CNMI)

First Hawaiian Bank Heritage credit card

The Heritage Credit Card1 is a no frills credit card great for those just getting started with credit or those looking to consolidate higher interest rate balances.


Save on Interest2
The Heritage Card allows you to save money with a low introductory rate.

Consolidate your higher interest rate balances2
Transfer your higher rate balances to save money and simplify your finances.

Take control of your finances
Manage your finances more efficiently with free access to FHB Online Banking so you can track your spending and pay off your balance throughout the month. 

  • $100,000 Travel Accident Insurance3
  • Secondary Rental Car Collision Insurance3
  • Color Photo I.D.
  • 24-Hour Customer Service
  • Embedded EMV chip provides an extra layer of security and greater worldwide acceptance (see Personal-chipcard)

For full details, please see your card's Guide to Benefits:

Standard Mastercard

Standard VISA


1  Subject to credit approval.
2  Click here for Heritage Card Pricing and Terms
3  Additional benefits may change at any time. Please refer to your Guide to Benefits for more information.

Online Banking


Apply Online