FirstChoice Commercial Real Estate Loan Program

FirstChoice is a special commercial real estate loan program that can help you save money, save time and help you achieve your business goals and dreams.

To learn more, please make an appointment or visit your nearest branch.


Visit any First Hawaiian Bank branch, email or call 525-5075 or 525-5070.

Loan Amounts:
Up to $5,000,000

Loan to Value:
Up to 75% of appraised value

Up to 10 years

Up to 30 years

Property Types:
Fee simple properties located within the State of Hawaii including retail, industrial, office, multifamily, or mixed-use

  • Competitive fixed rate (3-year, 5-year, and 7-year) and floating rate options
  • Quick credit approval within 4 days of receiving a completed application package
  • Free 45-day rate lock and loan closing upon customer acceptance
  • Discounted closing costs, including appraisal, title/escrow and documentation
  • Competitive fees, including a “no fee” option

Online Banking


Apply Online