First Hawaiian Bank

Wire Transfers

Wire transfers are electronic payments which are one of the safest, fastest and most efficient means of transmitting funds.  Wire transfers can be used to send funds domestically or internationally (where permitted) from your account to a beneficiary.  It is also one of the best means of receiving funds into your account.  Wires can be sent and received in USD or foreign currency. 

 

 

Domestically, First Hawaiian Bank (FHB) utilizes Fedwire, which is a funds transfer system operated by the United States Federal Reserve Banks.

Internationally, FHB utilizes the SWIFT network. This network allows member banks worldwide to send and receive funds transfers in a secure environment.

Wire transfers initiated before the Cutoff Time will be transmitted on the same day. Wire transfers initiated after the Cutoff Time are transmitted on the next business day. Your account will be debited on the date the transfer is initiated.

Domestic Payments
Wire transfers initiated before 10:30 AM HST (the Cutoff Time for domestic wires) are transmitted on the same day and normally are credited to the Recipient on the same day.

International SWIFT Payments
Wire transfers destined for international locations must be initiated before 2:30 PM HST (the Cutoff Time for international wires) in order to be transmitted on the same day.  International payments may be sent in US dollars or major foreign currencies. International payments may take several business days to reach the Recipient.

Generally, incoming wire transfers are credited to an FHB account on the date received or on the date requested by the sender.

Q. What information do I need to wire funds to a domestic bank?

A. You need the following information to wire funds to a domestic bank:

  1. Beneficiary Name
  2. Beneficiary Account Number
  3. Beneficiary Mailing Address with city, state and zip code
  4. Beneficiary Bank Routing Number
  5. Dollar amount to be transferred

Please Note: Correct wire instructions should be provided by the beneficiary to avoid delays in crediting an account.
 

Q. What information do I need to wire funds to a foreign bank?

A. You need the following information to wire funds to a foreign bank:

  1. Beneficiary Name
  2. Beneficiary Account Number or IBAN
  3. Beneficiary Address
  4. Beneficiary Bank SWIFT BIC
  5. Amount to be transferred

Please Note: Correct wire instructions should be provided by the beneficiary to avoid delays in crediting an account.
 

Q. What is an IBAN?

A. International Bank Account Number (IBAN) is used by European and Middle Eastern countries to facilitate wire transfer payments. Only the Beneficiary Bank can provide the correct IBAN and must be obtained from the beneficiary of the wire.
 

Q. When are wire transfers processed?

A. Wire transfers initiated before the Cutoff Time* will be transmitted on the same day. Wire transfers initiated after the Cutoff Time are transmitted on the next business day. Your account will be debited on the date the transfer is initiated.

*Cutoff Time for domestic wires is 10:30 AM HST. Cutoff Time for international wires is 2:30 PM HST
 

Q. What is the SWIFT BIC for First Hawaiian Bank?

A. First Hawaiian Bank’s SWIFT BIC is FHBKUS77.
 

Q. What is the ABA number for First Hawaiian Bank?

A. First Hawaiian Bank’s ABA number is 121301015.
 

Q. Do I need an account to send a wire?

A. Yes. You must have a First Hawaiian Bank checking or savings account to send wire transfers.
 

Q. How can someone wire funds to my account at First Hawaiian Bank?

A. The sender will need the following information:

  1. Our ABA/routing number – 121301015.
  2. Your 8 digit First Hawaiian Bank account number.
  3. The name of your account.
  4. Our SWIFT BIC – FHBKUS77 (for International wires)


Q. How much does it cost to send a wire transfer?

A. Contact any First Hawaiian Bank branch for the latest fee information.

 

 

 

 

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