First Hawaiian Bank

DebitPlus

DebitPlus is a feature of our overall overdraft service designed to complement your debit card when making everyday purchases.

When you sign up for DebitPlus, you can receive:

  •     Overdraft authorization for everyday debit card transactions*
  •     DebitPlus costs you nothing until you use it

Make or Change Your DebitPlus Selection Today!

Important Information

 * Applicable overdraft fees will apply. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

  • An overdraft fee of $30.00 may be imposed for paying or returning unpaid an overdraft created by check, in-person withdrawal, or certain electronic means (e.g., ACH). If we have your consent to pay overdrafts on your everyday debit card and ATM transactions, a fee of $30.00 may be imposed on ATM and everyday debit card overdraft transactions.

  • A one-time Continuing Overdraft Notification Fee of $10.00 may be imposed for overdrafts not cleared within seven calendar days.

  • Daily Fee Limit: An account will not be charged more than five overdraft or returned item fees on any one day even if the number of overdraft or insufficient funds items exceeds five on that day. This limit does not apply to the $10.00 Continuing Overdraft Notification Fee.
  • Small Overdraft Waiver: Any transactions that create an end of day account balance that is overdrawn by $5.00 or less will not be assessed an overdraft or insufficient funds fee.

  • If we decide to honor an item that overdraws your account, you are required to promptly reimburse us for the amount of the overdraft (along with any applicable fees described above).

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