First Hawaiian Bank

Priority Banking 3

Priority Banking 3

As a preferred customer, take advantage of generous loan discounts, waived fees and other privileges.

Open an account
Credit Card

Upgrade to the top tier of perks.

Pure Checking

Get .35% Off Lines and Loans

Complete Checking

$350 Off Loan Administration Fee

Priority Banking

No Annual Fee on Line of Credit

Key Benefits

  • FHB Online®1, Mobile Banking2, Mobile Deposit2
  • Free Online Bill Payment1
  • Free checks (select designs)

Priority Benefits*

  • Safe deposit box discount3
  • Free notary service
  • No-fee travelers cheques (up to $1k)
  • Waived fees for incoming wire transfers,4 savings overdraft transfer,5 official Bank checks6
  • No network ATM fees7
  • Preferred APR on consumer credit cards8
  • 0.35% personal loan discount9
  • 0.35% line of credit discount and no annual fee10
  • $350 off loan administration fee11
  • No withdrawal penalty on CDs for health reasons12
  • And More!

Account Features

  • Interest bearing checking account
  • Eligible for Priority Savings

Minimum Deposit to Open

  • $20

Monthly Service Charge+

  • $0 (with combined balance of $35,000, or $22/mo.)
Disclosures
  1. FHB Online. FHB Online access through Quicken® or QuickBooks® is $9.95 per month used (this fee is not waived for Priority Banking). There is no fee to connect using Web Connect or Express Web Connect. Optional Online Banking Features may incur additional fees. See Terms & Conditions of the FHB Online Services for more details.
  2. FHB Mobile Banking. You must have a mobile device with internet to use FHB Mobile Banking and a rear-facing camera with auto-focus to use Mobile Deposit. See FAQs in the “Mobile Deposit” section of fhb.com/mobile for Mobile Deposit eligibility requirements. See Terms and Conditions of FHB Online services for full details.
  3. Safe Deposit Box. Rental is based upon availability. Safe deposit box contents are not insured by First Hawaiian Bank, the FDIC, or any other government agency. Requires annual rent to be prepaid and automatically deducted from a First Hawaiian Bank Checking or Savings Account. statements.
  4. Incoming Wire Transfer Fee. Fee waiver applies only to incoming wire transfer directly into the Priority Banking checking account.
  5. Savings Link Fee. Each overdraft transfer from your savings account counts toward the limit of six pre-authorized, automatic, telephonic, online or other transfers by check, draft or similar order from your savings account to another account or a third party per calendar month or statement cycle of at least four weeks.
  6. Official Bank Checks. The fee will be waived for one Official Bank Check per day.
  7. Network ATM Fees. Some usage fees assessed by other financial institutions cannot be waived.
  8. Preferred Credit Card APR. Subject to credit approval. Applicable to Priority Destinations®, Priority Rewards Premier World EliteSM and Cash Rewards credit card products. Cannot be combined with any other offer or discount. Additional restrictions apply.
  9. Personal Loans.  Subject to credit approval. Cannot be combined with any other offer or discount.
  10. Personal and Home Equity Lines of Credit. Subject to credit approval. Discount is applied to the variable rate. There is no discount on introductory fixed rates or fixed rate locks unless otherwise indicated in a specific promotion. Equity FirstLine and Equity FirstLine Plus accounts are not available in the CNMI. Cannot be combined with any other offer or discount.
  11. Mortgage Fee Discount. Subject to loan approval and loan funding.
  12. CD Withdrawals. An early withdrawal penalty will be imposed if you make any withdrawal (including for health-related emergencies), (1) within the first six days of opening your CD or (2) within six days of a previous withdrawal. The amount of the penalty will be described when you open the CD.

* A Priority BankingSM Personal Checking Account is required. Banking services and special benefits depend upon the Priority Level you apply for and maintain. These benefits may be lost if the account is closed or converted to another type of account. The Priority Banking PlanSM is available only for personal accounts. (For Businesses, the Priority Banking Plan for Business is available.) Please see a Priority Banking Checking Account Agreement for specific terms and conditions.
+ Service charges accurate as of 2/1/2018.
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