Priority Banking Platinum

To receive the benefit you must be a Priority Banking Platinum Checking Account customer at the time of order. The benefit applies to your Priority Banking Platinum Checking Account only.

To receive the discount you must be a Priority Banking Platinum Checking Account customer at the time of rental or at the time of each annual renewal. The annual rent must be prepaid and automatically deducted from a First Hawaiian Bank account. Subject to box availability. Limit of one safe deposit box ("SDB") per Priority Banking Checking Account. You must be an owner of the SDB. The SDB contents are not insured by First Hawaiian Bank, the FDIC, or any other government agency. For existing SDB customers, the discount will not be prorated and will apply upon the next billing.

To receive the fee waiver you must be a Priority Banking Platinum Checking Account customer and identify yourself as such at the time of purchase.  The fee is waived for one Cashier's Check per day.

Except as stated below, First Hawaiian Bank will not charge you any fees for automated teller machine (ATM) transactions against your Priority Banking Platinum Checking Account. This fee waiver does not apply to the International Transaction Fee. When you use an ATM not owned by us, you may be charged a fee by the ATM operator and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer. These surcharges cannot be waived by First Hawaiian Bank.

Preferred rate of 0.35% below regular rates. Subject to credit approval. The discounted rate does not apply to loans secured by First Hawaiian Bank deposit accounts. For new loans, you must be enrolled as a Priority Banking Platinum Checking Account customer when you submit your loan application. The new loan must qualify as an Associated Account. The discount cannot be combined with another promotional offer, program, or discount unless stated otherwise.

Preferred rate of 0.35% off the margin of the variable rate of the line of credit (discount does not apply to fixed introductory rates or fixed rate lock advances). The preferred rate does not apply to existing lines of credit or HELOCs. Subject to credit approval. The line of credit or HELOC must qualify as an Associated Account. The preferred rate and annual fee waiver may not be combined with another promotional offer, program, or discount unless stated otherwise. Valid only if you and we agree to these terms in writing as part of your line of credit agreement(s), and will continue as long as you maintain your Priority Banking Platinum Checking Account and eligible line of credit account in good standing with us. HELOCs are not available in the CNMI. To receive the discount, you must be enrolled as a Priority Banking Platinum Checking Account customer as set forth for each line of credit product type listed as follows: (a) Personal Line of Credit: When you submit your application and (b) HELOC: By final approval of your HELOC application. For full rates, fees, and terms, see our HELOC and Personal Lines of Credit rates pages.

Subject to credit approval and loan funding. The discount applies to new Residential First Mortgage loan applications (including refinances). Applications submitted through a third-party mortgage loan origination company are not eligible. To receive this discount, you must be enrolled as a Priority Banking Platinum Checking Account customer as of the date of your initial loan application, which is the date when we have received all of the following information: (1) each applicant's name; (2) each applicant's income; (4) the subject property address; (5) and estimate of the value of the subject property and (6) the loan amount requested. The new Residential First Mortgage loan must qualify as an Associated Account. The discount cannot be combined with another promotional offer, program, or discount unless stated otherwise. 

You must be at least 14 years of age to open a checking account. For customers under the age of 18, a parent or legal guardian must be present at the time of account opening. Accounts with zero balance for 30 consecutive days will be closed automatically. Account Closing Fee of $75 will apply if a Personal Priority Banking Checking Account is closed or converted to a corresponding checking account (not a Priority Banking Checking Account) within 180 days of opening. 

Your combined balance for your Priority Banking Plan is calculated by adding the balance of your Priority Banking Account and qualifying balances from all Associated Accounts. An Associated Account is an account that is eligible to be associated with your Priority Banking Account.  Eligible types of accounts that you own in your individual capacity or as the trustee of your own revocable living trust will be automatically classified as an Associated Account.  Please see the Personal Priority Banking Plan Addendum (the “Addendum”) for additional details about Associated Accounts and how your combined balance is calculated.