Pure Checking

No minimum balance requirement. Streamlined, simple, ready to go

Additional Services
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Want a $50 statement credit? Open a Pure Checking account by 12/31/26, and make a new direct deposit(s) of $500 within 60 days.*

Key benefits

Monthly service charge waived with eStatement sign-up((#3))
Bank wherever, whenever
Deposit checks anytime

Monthly service charge waived with eStatement sign-up[[#3]]

Bank wherever, whenever

Deposit checks anytime

Account Features
Standard Debit Card

Features

  • Monthly Service Charge of $4 per month
    • Waived with eStatements((#3))
    • Waived if the primary account holder is 25 years of age and under or 50 years of age and above((#5))
    • Waived if you have aggregate direct deposits in the amount of $500 or more per statement cycle

  • $5.99/month for Online Bill Pay (waived with $500 in direct deposits per calendar month)((#4))

  • Minimum Opening Deposit of $20

  • Overdraft Services

  • Standard Debit Card

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FAQs

    What is the difference between the current balance and the available balance for my deposit accounts?

    The current balance is the total amount of funds in your account. The available balance is your current balance less any outstanding holds or debits that have not yet posted to your account.

      What accounts can I access using FHB Online?

      The following accounts can be accessed through FHB Online:

      • Checking
      • Savings
      • Money Market/ MaxiMizer
      • Certificate of Deposit
      • Individual Retirement Account (IRA)
      • Credit Card
      • Mortgage
      • Personal Loan
      • Personal Line of Credit (Personal FirstLine)
      • Home Equity Line of Credit (Home Equity FirstLine)
      • Overdraft Protection (Yes-Check)
      • Trust
      • Investment
      • Insurance

      There are various restrictions on the uses of certain accounts that are described in the FHB Online Terms and Conditions.

       

        How much history is available via FHB Online?

        The amount of specific information available online is dependent upon when you first enroll and log into the service. The system will store up to 36 months of individual account activity (including check and deposit images) and up to 7 years of eStatements. The amount of account activity information may vary when accessing the information via Quicken/QuickBooks.

         

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          Disclosures

          *A new Pure Checking Account (“Checking Account”) must be opened from September 1, 2026, through December 31, 2026, to qualify for the offer. The newly established direct deposit(s) must post to your new Checking Account within 60 days from account opening.  A new direct deposit is a direct deposit amount that has not been previously established with the bank. A direct deposit is defined as certain recurring electronic deposits through the Automated Clearing House (“ACH”) Network such as payroll, pension, or social security benefits. Peer to Peer transfers (i.e. Venmo or PayPal), tax refunds, wire transfers, etc. are examples of non-qualifying direct deposits. First Hawaiian Bank has the sole discretion to determine a qualifying direct deposit for this promotion. A one-time statement credit will be completed the month following meeting the criteria and may be reported as taxable income. Checking Account must be open and not overdrawn to receive the statement credit. The offer is limited to one per customer and account. 

          1. Accounts with a zero balance for 30 consecutive days will be closed automatically. Account Closing Fee of $50 will apply if a Pure Checking Account closed within 180 days of opening.
          2. For additional information about  FHB Online and Mobile Banking, including fees associated with optional services, please see Terms & Conditions of FHB Online. You must have a mobile device with internet to use FHB Mobile Banking and a rear-facing camera with autofocus to use Mobile Deposit. 
          3. Must be enrolled in FHB Online to receive eStatements. When you enroll in eStatements, you will no longer receive paper statements. A monthly fee of $5.00 will apply to accounts that elect to receive both eStatements and paper statements.
          4. Personal customers enrolling for Online Bill Pay must be 18 years or older. To unenroll from the Bill Pay service, login to your FHB Online account and send a secure message to request Bill Pay be removed. See Terms and Conditions of FHB Online services for full details.
          5. Must be at least 14 years of age to open an account. For customers under the age of 18, a parent or legal guardian must be present to open an account.

          Pure Checking

          Pure Checking

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