Pure Checking

No minimum balance requirement. Streamlined, simple, ready to go


Key benefits

Monthly service charge waived with eStatement sign-up[[#3]]

Bank wherever, whenever

Deposit checks anytime

Account Features
Standard Debit Card


  • Monthly Service Charge of $4 per month
    • Waived with eStatements[[#3]]
    • Waived if the primary account holder is 25 years of age and under or 50 years of age and above[[#5]]
    • Waived if you have aggregate direct deposits in the amount of $500 or more per statement cycle
  • $5.99/month for Online Bill Pay (waived with $500 in direct deposits per calendar month)[[#4]]

  • Minimum Opening Deposit of $20

  • Overdraft Services

  • Standard Debit Card

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We’re here to help


    The current balance is the total amount of funds in your account. The available balance is your current balance less any outstanding holds or debits that have not yet posted to your account.

      The following accounts can be accessed through FHB Online:

      • Checking
      • Savings
      • Money Market/ MaxiMizer
      • Certificate of Deposit
      • Individual Retirement Account (IRA)
      • Credit Card
      • Mortgage
      • Personal Loan
      • Personal Line of Credit (Personal FirstLine)
      • Home Equity Line of Credit (Home Equity FirstLine)
      • Overdraft Protection (Yes-Check)
      • Trust
      • Investment
      • Insurance

      There are various restrictions on the uses of certain accounts that are described in the FHB Online Terms and Conditions.


        The amount of specific information available online is dependent upon when you first enroll and log into the service. The system will store up to 36 months of individual account activity (including check and deposit images) and up to 7 years of eStatements. The amount of account activity information may vary when accessing the information via Quicken/QuickBooks.


        Didn’t find an answer? Still have questions?


          1. Accounts with a zero balance for 30 consecutive days will be closed automatically.
          2. For additional information about  FHB Online and Mobile Banking, including fees associated with optional services, please see Terms & Conditions of FHB Online. You must have a mobile device with internet to use FHB Mobile Banking and a rear-facing camera with autofocus to use Mobile Deposit. 
          3. Must be enrolled in FHB Online to receive eStatements. When you enroll in eStatements, you will no longer receive paper statements. A monthly fee of $5.00 will apply to accounts that elect to receive both eStatements and paper statements.
          4. Personal customers enrolling for Online Bill Pay must be 18 years or older. To unenroll from the Bill Pay service, login to your FHB Online account and send a secure message to request Bill Pay be removed. See Terms and Conditions of FHB Online services for full details.
          5. Must be at least 14 years of age to open an account. For customers under the age of 18, a parent or legal guardian must be present to open an account.
          Standard Debit Card

          Pure Checking

          Pure Checking