One of the more familiar and popular investment vehicles is the Mutual Fund. Companies that offer these investments will pool the money of many investors and place it into stocks, bonds, money-market instruments and other securities. The goal is to provide capital gains and income for the investors.
One of the most important features of mutual funds is that they enable small investors to participate in an investment that can be both diversified and professionally managed. There are many different types of mutual funds, each with a different investment objective, strategy and investment portfolio. Each fund also varies by risk, volatility, fees and expenses. The different types of mutual funds include:
- Index Funds
- Stock Funds
- Bond Funds
- Money Market Funds
First Hawaiian Bank’s Wealth Advisors share the expertise and experience that can only come with decades of helping people in our community with their investment needs. To find out how Mutual Funds can help you achieve your financial goals, call us at (808) 525-6280 or stop by any First Hawaiian Bank branch nearest you and ask to speak with a Wealth Advisor.
All investments are subject to risk. Diversification does not ensure a profit or protect against a loss in a declining market. An investment in a mutual fund is subject to risk similar to those of its underlying securities. Investments in bond funds are subject to interest rate, credit, and inflation risk. Prices of mid- and small-cap stocks often fluctuate more than those of large-company stocks. Foreign investing involves additional risks including currency fluctuations and political uncertainty. Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.
Before investing in a mutual fund, be sure to carefully consider the fund’s objectives, risks, charges, and expenses. For a prospectus containing this and other important information, please contact your financial advisor. Please read the prospectus carefully before investing.
Brokerage products and services are offered through BancWest Investment Services (“BWIS”), a registered broker/dealer, Member FINRA/SIPC. BancWest Investment Services uses the “doing business as” name First Hawaiian Investment Services (“FHIS”) to provide brokerage and insurance services on the premises of First Hawaiian Bank in Hawaii, Guam, and CNMI. Wealth Advisors of FHIS are registered representatives of BWIS. BWIS is a wholly-owned subsidiary of Bank of the West and is an affiliate of First Hawaiian Bank.