Consumer Home Equity Loans[[#1]]

Use the value in your home for things including improvements, investments, or to pay down debt.


  • Choose the available loan term that’s right for you

  • Fixed loan amount, interest rate, and term.

Key benefits

No worries, no surprises

Predictable regular monthly payments.

You’re protected

You get a fixed rate for the life of the loan.

Perfect for projects

Borrow a lump-sum amount to pay for a planned expense or an investment.


Ideal for

  • Larger planned expenses

  • A one-time, specific purchase[[#2]]

  • Home improvements, or to refinance other high rate loans or mortgages

What is the impact of making extra payments on my Consumer Home Equity Loan?

Ready to get started?

We’re here to help. Apply at a branch near you.


    Use it for home improvements, tuition payments, bill consolidation, buy a new car, or go on vacation. It's easy and convenient to pay for almost anything.

    Consumer Home Equity Loans cannot be used to purchase the subject property.

      While the Consumer Home Equity Loan and Home Equity Line of Credit are both secured on your property, they have some differences. The Consumer Home Equity Loan is a loan with a fixed amount, rate, term, and payments. A Home Equity Line of Credit is a line of credit that can be drawn on at any time during the Draw Period, up to your credit limit. In contrast to the Consumer Home Equity Loan, a Home Equity Line of Credit has a variable rate, meaning that your monthly payments may vary. Under a HELOC you have the option to convert variable-rate balances to fixed-rate balances. 

        You can easily view your loan balance, transfer funds, and make payments through FHB Online & Mobile Banking. If you have not yet enrolled in Online & Mobile Banking, you can enroll here.


        Didn’t find an answer? Still have questions?


          1. Subject to credit approval. Certain other restrictions may apply.
          2. Cannot be used to purchase the subject property.

          Consumer Home Equity Loans[[#1]]

          Consumer Home Equity Loans[[#1]]