Consumer Home Equity Loans

Use the value in your home for improvements, investments, or to pay down debt.


  • Choose the loan term that’s right for you

  • The interest paid may be tax deductible

  • See today's rates and loan terms and conditions, including payment examples

Key benefits

No worries, no surprises

Your payment is the same each month.

You’re protected

You get a fixed rate for the life of the loan.

Perfect for projects

Borrow a lump-sum amount to pay for a planned expense or an investment.


Ideal for

  • Larger planned expenses

  • A one-time, specific purchase

  • Home improvements, or to refinance other high rate loans or mortgages

What is the impact of making extra payments on my debt?

* Indicates a required field.


Section Result



Ready to get started?

We’re here to help. Apply at a branch near you.


    A line of credit is similar to a credit card in that it is a flexible borrowing solution. You can draw on this revolving loan simply by writing a check. You are also able to borrow any part of your credit line again once you have repaid it. There are no payments until you use your line. For more information, browse our options on loans and lines of credit.

    With a personal loan, you receive the whole loan when you're approved and you start paying interest immediately on the full amount. You have a fixed schedule of payments that will reduce until the loan is paid off. For more information, browse our options on loans and lines of credit.

      Use it for home improvements, tuition payments, bill consolidation, buy a new car, or go on vacation. It's easy and convenient to pay for almost anything.

        The Consumer Home Equity Loan is similar to the Home Equity Line of Credit in that you can get money from the equity built up in your home. However, the Home Equity Line of Credit is a revolving line of credit and has the additional feature of locking a rate on your line up to five locks.

          You can easily view your loan balance, transfer funds, and make payments using internal or external transfers through FHB Online & Mobile Banking. If you have not yet enrolled in Online & Mobile Banking, you can enroll here.


          Didn’t find an answer? Still have questions?

          Consumer Home Equity Loans

          Consumer Home Equity Loans