Get a flexible line of credit that works like a check to give you cash when you need it. There’s no collateral requirement. You will also have the option to lock in a fixed rate*. Ideal for major purchases, paying for tuition, or even for medical expenses.
Get a flexible line of credit even if you recently refinanced your mortgage or don't have enough equity in your property to qualify for a home equity line of credit. Use it for home improvements, taxes, a vacation or to consolidate your bills.
With the Home Equity FirstLine Plus, you are able to take advantage of today's low rates. Enjoy the convenience of a line of credit, like flexible payment options and ongoing access to available funds, and the ability to lock fixed rates, protecting you from rising interest.
You want a fixed-rate loan -- secured by your property -- for a one-time specific purpose. Excellent way to make home improvements or to refinance your other high rate loans or mortgages. Interest may be tax deductible. (Consult with your tax advisor regarding tax - deductibility.)
Our new EnergySmart Financing Program provides financing for your photovoltaic system or solar water heating system with outstanding service every step of the way, solutions for homes of all sizes, and the security of Hawaii's oldest and largest bank.
The OHA Malama Consumer Loan offers a special low rate for bill consolidation, home improvement, tuition and other uses. It is exclusively for Native Hawaiians and is administered through First Hawaiian Bank.