Hale Kamaʻāina Mortgage Program
State of Hawaii mortgage finance program to help local first-time homebuyers.
What Is the Hale Kamaʻāina Program?
The Hale Kamaʻāina Mortgage Program (the “Program”) is a mortgage finance program designed to help first-time homebuyers in the State of Hawaii achieve affordable homeownership. The Program offers competitive fixed rate 30-year mortgages (Mortgage loans) to eligible borrowers.
How does the Program work?
Interested first-time homebuyers will apply for mortgage loans through First Hawaiian Bank. First Hawaiian Bank will accept and review your application to determine if you qualify for the Program. If you qualify for the Program, First Hawaiian Bank will process your loan application and conduct a closing for you to purchase your home. Subject to credit and loan approval.
For full program details, eligibility requirements, and available resources, visit the official Hale Kamaʻāina program website.