Construction-to-Permanent Loans

Big projects need loans that can take you all the way from bare ground to the home you’ve always wanted.

Construction-to-Permanent Loans[[#1]] Features

  • Interest-only payments during construction
  • One-time loan closing for both the construction and permanent phases, saving borrowers time, money, and closing costs.
  • Closing costs can be financed to include costs for architect fees, building permits, inspections, and draw fees.

Fixed, flexible financing that locks in your initial rate when you’re approved

A refinance construction loan lets you add your existing loan balance and refinance into a new loan

Buy your land and construct your home, all with one permanent financing plan

Home improvement project with Construction-to-Permanent Home Loans

Ideal for

  • Those planning to buy land and build within a year
  • Large dollar home improvement projects
  • Those who want to buy a "fixer-upper"

What is the impact of making extra payments on my Construction to Permanent Loan?

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Chelsea Omaye-Backman

Chelsea Omaye-Backman

Digital Mortgage Loan Officer

NMLS #1226215

Paulette Suzuki

Paulette Suzuki

VP & Private Banking Mortgage Loan Officer

NMLS #316271

Isaiah Caycayon

Isaiah Caycayon

Senior Mortgage Loan Officer

NMLS #998236


We're here to help.


    1. Subject to credit and loan approval. Certain other restrictions may apply. Not available for 3 and 4-unit dwellings and manufactured homes.

    Construction-to-Permanent Loans

    Construction-to-Permanent Loans