Land Loans

Take it one step at a time. Buy the land now and build the dream later


  • Interest only payments with balloon payment.
  • Competitive low fixed rates.
  • Low monthly payments.

Control expenses by not paying for construction costs until you need to

Lock down the land you want, and build when you’re ready

Your land loan can be refinanced into a construction loan—with reduced fees

buy now, build later

Ideal for

  • Those ready to buy land but not yet build 

What is the impact of making extra payments on my debt?

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Ready to Apply?

Yuko Omorai photo

Yuko Omorai

Senior Mortgage Loan Officer

First Hawaiian Center

Stacey Nishiki

Stacey Nishiki

Mortgage Loan Officer

Makiki Branch


We're here to help.

Land Loans

Land Loans