Construction and Home Improvement Loans

Big projects need loans that can take you all the way from bare ground to the home you’ve always wanted.

Features

  • Interest-only payments during construction
  • The interest paid may be tax deductible
  • Flexible pricing to adapt to the terms of your construction contract
Fixed, flexible financing that locks in your initial rate when you’re approved
Buy your land and build and/or renovate, all with one permanent financing plan
A refinance construction loan lets you add your existing loan balance and refinance into a new loan.

Ideal for

  • Those planning to buy land and build within a year
  • Large dollar home improvement projects
  • Those who want to buy a "fixer-upper"
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FAQs

    What is the difference between a loan and a line of credit?

    A line of credit is similar to a credit card in that it is a flexible borrowing solution. You can draw on this revolving loan simply by writing a check. You are also able to borrow any part of your credit line again once you have repaid it. There are no payments until you use your line. For more information, browse our options on loans and lines of credit.

    With a personal loan, you receive the whole loan when you're approved and you start paying interest immediately on the full amount. You have a fixed schedule of payments that will reduce until the loan is paid off. For more information, browse our options on loans and lines of credit.

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    Call Oahu: (808) 844-4444 Toll Free: (888) 844-4444 and let's chat.