Good Neighbors Loan

A loan that helps designated essential workers and degreed professionals refinance.


  • Low or no down payment
  • Conforming loan limits up to $1,089,300
image description


  • Choose from a fixed or adjustable rate mortgage
  • See today's rates and loan terms and conditions, including payment examples

Ideal for

  • Owner occupant Community Heroes like teachers, firefighters, police officers, EMTs and Paramedics, Nurses, and Military Personnel[[#2]]
  • Owner occupant Community Experts like CPAs, CFAs, Ph.D.s, architects, CMBs and designated actuaries[[#2]]

What is the impact of making extra payments on my mortgage debt?

* Indicates a required field.


Section Result



Ready to Apply?

Warren De La Rosa

Warren De La Rosa

Mortgage Loan Officer

NMLS ID #543027

Makiki Branch

Elina Grugier Bell

Elina Grugier Bell

AVP & Sr Mortgage Loan Officer

NMLS ID #609941

Makiki Branch

Paulette Suzuki

Paulette Suzuki

VP & Private Banking Mortgage Loan Officer

NMLS ID #316271

First Hawaiian Center


We're here to help.


    It’s all about you, your budget, and your life. We have a variety of mortgage types, and we can help you find the one that’s right for you. For a free analysis and recommendation of the best mortgage loan program for you, please call us at 808-643-HOME (4663) or take a look at our Mortgage Selector Tool. We also have mortgage calculators that can help you determine what is right for you.

      Find out about rates and more online or call us to talk about your refinancing options at 808-643-HOME (4663).

        Welcome home! We’re here to help make the process of applying for a mortgage as simple for you as possible. 

        • Contact our customer service line for new or current mortgage customers. We’ll put you in contact with a mortgage specialist who will be able to help make your dreams come true.
        • Apply in person at the branch most convenient for you

          FHB Online & Mobile Banking enables you to easily view your mortgage transactions, current mortgage balance and upcoming payment due. You can also make a payment to your mortgage using internal transfers or external transfers.

          To make special payments, such as a principal only payment, you will need to process the transfer then send a secured message with specific instructions on how the payment should be applied. Your current month's mortgage payment must be posted to your loan and with no outstanding fees, in order to make additional principal payments.

          If you have not yet enrolled for FHB Online & Mobile Banking, you can enroll here.


          Didn’t find an answer? Still have questions?


            1. Subject to credit and loan approval. Certain other restrictions may apply.

            2. At least one borrower on the loan must be currently employed in a full-time position in one of the following eligible occupations before loan closing: Teachers, Firefighters, Police Officers, Emergency Medical Technicians (EMTs) and Paramedics, Nurses, Military Personnel, Certified Public Acountants (CPAs), Chartered Financial Analysts (CFAs), Ph.D.s, Architects, Certified Mortgage Bankers (CMBs) and designated Actuaries (ACAs, FCAs, ASAs, FSAs, MAAAs, MSPAs, FSPAs)

            Good Neighbors Loan

            Good Neighbors Loan