Good Neighbors Loan

A loan that helps designated essential workers and degreed professionals refinance.


  • Low or no down payment
  • Conforming loan limits up to $822,375
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  • Fixed rates and low down payments
  • See today's rates and loan terms and conditions, including payment examples

Ideal for

  • Owner occupant Community Heroes like teachers, firefighters, police officers, EMTs and Paramedics, Nurses, and Military Personnel
  • Owner occupant Community Experts like CPAs, CFAs, Ph.D.s, architects, CMBs and designated actuaries

What is the impact of making extra payments on my debt?

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Ready to Apply?

Bernadette Kaneshiro

Bernadette Kaneshiro

Senior Mortgage Loan Officer

Makiki Branch

Leonard Fernandes

Leonard Fernandes

VP & Sales Manager

First Hawaiian Center

Isaiah Caycayon

Isaiah Caycayon

Mortgage Loan Officer

Lihue Branch


We're here to help.


    It’s all about you, your budget, and your life. We have a variety of mortgage types, and we can help you find the one that’s right for you. For a free analysis and recommendation of the best mortgage loan program for you, please call us at 643-HOME (4663) or take a look at our Mortgage Selector Tool. We also have mortgage calculators that can help you determine what is right for you.

      Find out about rates and more online or call us to talk about your refinancing options at 808-643-4663.

        Welcome home! We’re here to help make the process of applying for a mortgage as simple for you as possible. 

        • Contact our customer service line for new or current mortgage customers. We’ll put you in contact with a mortgage specialist who will be able to help make your dreams come true.
        • Apply in person at the branch most convenient for you

          You can easily view your mortgage account information, manage payments and access year-end tax documentation using the mortgage portal in FHB Online & Mobile Banking. If you have not yet enrolled for Online & Mobile Banking, you can sign up here


          Didn’t find an answer? Still have questions?

          Good Neighbors Loan

          Good Neighbors Loan