Construction-to-Permanent Loans Refinance

Loans that can help you with remodeling, renovation or restoration projects

Construction-to-Permanent Loans[[#1]] Features

  • Interest-only payments during construction
  • One-time loan closing for both the construction and permanent phases, saving borrowers time, money, and closing costs.
  • Closing costs can be financed to include costs for architect fees, building permits, inspections, and draw fees.

Fixed, flexible financing that locks in your initial rate when you’re approved

A refinance construction loan lets you add your existing loan balance and refinance into a new loan.

Refinance your land and construct your home, all with one permanent financing plan

Home improvement project

Ideal for

  • Those with land who plan to build within a year
  • Large dollar home improvement projects
  • Those with a "fixer-upper"

What is the impact of making extra payments on my Construction to Permanent Loan debt?

* Indicates a required field.


Section Result



Ready to Apply?

Lan Yao

Lan Yao

Digital Mortgage Loan Officer

NMLS #2042254

Paulette Suzuki

Paulette Suzuki

VP & Private Banking Mortgage Loan Officer

NMLS #316271


We're here to help.


    1. Subject to credit and loan approval. Certain other restrictions may apply. Not available for 3 and 4-unit dwellings and manufactured homes.

    Construction-to-Permanent Loans Refinance

    Construction-to-Permanent Loans Refinance