USDA Loans

Government program that helps homeowners refinance a mortgage in an eligible rural area

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USDA Loans[[#1]] Features and Beneftis

Hawaii Properties
  • Only rate & term refinance loans available 
  • Financing up to 100% of the appraised property value
  • No private mortgage insurance required
  • Owner-occupant only
  • Income limits and other restrictions may apply
  • See today's rates and loan terms and conditions, including payment examples
USDA Loans

The Rural Housing Service Loan (RHS) provides borrowers the opportunity to refinance a home in eligible rural areas

USDA Loans

The Rural Housing Service Loan (RHS) provides borrowers the opportunity to refinance a home in eligible rural areas

rural home

Ideal for

  • Homeowners with a property in an eligible rural area

  • Homeowners who meet the USDA income guidelines

What is the impact of making extra payments on my mortgage debt?

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Patty Van Kuran

Patty Van Kuran

VP & Private Banking Mortgage Loan Officer

NMLS #879707

Apply with Patty
Warren P. De La Rosa

Warren P. De La Rosa

Mortgage Loan Officer

NMLS #543027

Apply with Warren
Yuko Omorai

Yuko Omorai

AVP and Private Banking Mortgage Loan Officer

NMLS #1645209

Apply with Yuko
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We're here to help.

FAQs

    How do I know which mortgage is right for me?

    It’s all about you, your budget, and your life. We have a variety of mortgage types, and we can help you find the one that’s right for you. For a free analysis and recommendation of the best mortgage loan program for you, please call us at 808-643-HOME (4663) or take a look at our Mortgage Selector Tool. We also have mortgage calculators that can help you determine what is right for you.

      How can I find out about refinancing?

      Find out about rates and more online or call us to talk about your refinancing options at 808-643-4663.

        How can I apply for a new mortgage?

        Welcome home! We’re here to help make the process of applying for a mortgage as simple for you as possible. 

        • Contact our customer service line for new or current mortgage customers. We’ll put you in contact with a mortgage specialist who will be able to help make your dreams come true.
        • Apply in person at the branch most convenient for you
          How can I manage and make payments to my Mortgage?

          FHB Online & Mobile Banking enables you to easily view your mortgage transactions, current mortgage balance and upcoming payment due. You can also make a payment to your mortgage from your FHB checking or savings account using the Make a Payment form, or from your account at another bank by using  external transfers.

          If you have not yet enrolled for FHB Online & Mobile Banking, you can enroll here.

           

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            Disclosures

            1. Subject to credit and loan approval. Certain terms and conditions may apply, and offer subject to change or be discontinued without prior notice. Please contact a Mortgage Loan Officer for more details.

            USDA Loans

            USDA Loans

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