First Hawaiian Bank

Current Mortgage Rates

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Current Fixed Mortgage Rates for Hawaii

Program Rate Points APR P&I
30-yr Fixed Rate¹ 3.950% 2.000 4.14% $4.70 per $1,000 borrowed for 360 Monthly Payments
30-yr Fixed Rate¹ 4.090% 1.000 4.20% $4.77 per $1,000* borrowed for 360 Monthly Payments
30-yr Fixed Rate¹ 4.250% 0.000 4.28% $4.92 per $1,000* borrowed for 360 Monthly Payments
15-yr Fixed Rate¹ 2.875% 2.000 3.20% $6.85 per $1,000* borrowed for 180 Monthly Payments
15-yr Fixed Rate¹ 3.125% 1.000 3.31% $6.97 per $1,000* borrowed for 180 Monthly Payments
15-yr Fixed Rate¹ 3.250% 0.000 3.29% $7.09 per $1,000* borrowed for 180 Monthly Payments

Interest rates updated as of 04/16/2014


1 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated with 20% down payment and are based on the respective rate, related fees and associated expenses. Owner occupant rates and fees are subject to change at anytime and are based on a 30-day commitment. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage loan originator companies. For real properties located in the State of Hawaii and Guam only.

Current ARM Mortgage Rates for Hawaii

Adjustable Rate Mortgages (ARMs) adjust annually after initial fixed period. Annual adjustments for the 1, 3, 5 and 10 year Adjustable Rate Mortgages (ARMs) are based on the weekly average yield on the 1-year LIBOR Index, currently 0.55% as of 04/16/2014 plus a margin of 2.250% for owner-occupant, 3.250% for investors. Adjustable Rate Mortgage rates are subject to increase after consummation.

Program Rate Points APR P&I
1-yr ARM² 2.000% 2.000 2.87% $3.76 per $1,000* borrowed for First 12 Monthly Payments
1-yr ARM² 2.625% 1.000 2.84% $4.02 per $1,000* borrowed for First 12 Monthly Payments
1-yr ARM² 3.250% 0.000 2.79% $4.35 per $1,000* borrowed for First 12 Monthly Payments
3-yr ARM² 2.500% 2.000 2.87% $3.95 per $1,000* borrowed for First 36 Monthly Payments
3-yr ARM² 3.000% 1.000 2.90% $4.22 per $1,000* borrowed for First 36 Monthly Payments
3-yr ARM² 3.375% 0.000 2.88% $4.42 per $1,000* borrowed for First 36 Monthly Payments
5-yr ARM² 2.750% 2.000 2.93% $4.08 per $1,000* borrowed for First 60 Monthly Payments
5-yr ARM² 3.125% 1.000 2.98% $4.28 per $1,000* borrowed for First 60 Monthly Payments
5-yr ARM² 3.500% 0.000 3.02% $4.49 per $1,000* borrowed for First 60 Monthly Payments
10-yr ARM² 3.750% 1.000 3.47% $4.63 per $1,000* borrowed for First 120 Monthly Payment
10-yr ARM² 3.875% 0.500 3.50% $4.70 per $1,000* borrowed for First 120 Monthly Payment
10-yr ARM² 4.000% 0.000 3.63% $4.77 per $1,000* borrowed for First 120 Monthly Payment

Interest rates updated as of 04/16/2014


2 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated with 20% down payment and are based on the respective rate, related fees and associated expenses. Owner occupant rates and fees are subject to change at anytime and are based on a 30-day commitment. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage loan originator companies. For real properties located in the State of Hawaii and Guam only.

Current Fixed Mortgage Rates for Guam

Program Rate Points APR P&I
30-yr Fixed Rate¹ 3.950% 2.000 4.14% $4.70 per $1,000 borrowed for 360 Monthly Payments
30-yr Fixed Rate¹ 4.090% 1.000 4.20% $4.77per $1,000 borrowed for 360 Monthly Payments
30-yr Fixed Rate¹ 4.250% 0.000 4.28% $4.92 per $1,000 borrowed for 360 Monthly Payments
15-yr Fixed Rate¹ 2.875% 2.000 3.20% $6.85 per $1,000 borrowed for 180 Monthly Payments
15-yr Fixed Rate¹ 3.125% 1.000 3.31% $6.97 per $1,000 borrowed for 180 Monthly Payments
15-yr Fixed Rate¹ 3.250% 0.000 3.29% $7.03 per $1,000 borrowed for 180 Monthly Payments

Interest rates updated as of 04/16/2014


1 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated with 20% down payment and are based on the respective rate, related fees and associated expenses. Owner occupant rates and fees are subject to change at anytime and are based on a 30-day commitment. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage loan originator companies. For real properties located in the State of Hawaii and Guam only.

Current ARM Mortgage Rates for Guam

Adjustable Rate Mortgages (ARMs) adjust annually after initial fixed period. Annual adjustments for the 1, 3, 5 and 10 year Adjustable Rate Mortgages (ARMs) are based on the weekly average yield on the 1-year LIBOR Index, currently 0.55% as of 04/16/2014 plus a margin of 2.250% for owner-occupant, 3.250% for investors. Adjustable Rate Mortgage rates are subject to increase after consummation.

Program Rate Points APR P&I
1-yr ARM² 2.000% 2.000 2.87% $3.76 per $1,000 borrowed for First 12 Monthly Payments
1-yr ARM² 2.625% 1.000 2.84% $4.02 per $1,000 borrowed for First 12 Monthly Payments
3-yr ARM² 2.500% 2.000 2.87% $3.95 per $1,000 borrowed for First 36 Monthly Payments
3-yr ARM² 3.000% 1.000 2.90% $4.22 per $1,000 borrowed for First 36 Monthly Payments
5-yr ARM² 2.750% 2.000 2.93% $4.08 per $1,000 borrowed for First 60 Monthly Payments
5-yr ARM² 3.125% 1.000 2.98% $4.28 per $1,000 borrowed for First 60 Monthly Payments
10-yr ARM² 3.750% 1.000 3.47% $4.63 per $1,000 borrowed for First 120 Monthly Payments
10-yr ARM² 3.875% 0.500 3.50% $4.70 per $1,000 borrowed for First 120 Monthly Payments

Interest rates updated as of 04/16/2014


2 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated with 20% down payment and are based on the respective rate, related fees and associated expenses. Owner occupant rates and fees are subject to change at anytime and are based on a 30-day commitment. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage loan originator companies. For real properties located in the State of Hawaii and Guam only.

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