Opt-in to DebitPlus and get an overdraft service that works with your debit card

When you opt-in for DebitPlus, you can receive:

  • Overdraft authorization for everyday debit card and ATM transactions*


* Applicable overdraft fees will apply. Please see the Schedule of Charges and Other Information for Personal Deposit Accounts.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

Here's what you need to know

  • An overdraft fee or non-sufficient funds fee of $30.00 may be imposed for paying or returning unpaid an overdraft created by check, in-person withdrawal, or certain electronic means (e.g., ACH). If we have your consent to pay overdrafts on your everyday debit card and ATM transactions, a fee of $30.00 may be imposed on ATM and everyday debit card overdraft transactions.

  • Daily Fee Limit: An account will not be charged more than five overdraft or returned item fees on any one day even if the number of overdraft funds fee or non-sufficient funds fee items exceeds five on that day. This limit does not apply to the $10.00 Continuing Overdraft Fee.

  • Small Overdraft Waiver: Any transactions that create an end of day available balance that is overdrawn by $5.00 or less will not be assessed an overdraft fee or non-sufficient funds fee.

  • If we decide to honor an item that overdraws your account, you are required to promptly reimburse us for the amount of the overdraft (along with any applicable fees described above).

  • A one-time Continuing Overdraft Fee of $10.00 may be imposed for overdrafts not cleared within seven calendar days.