Opt-in to DebitPlus and get an overdraft service that works with your debit card

When you opt-in for DebitPlus, you can receive:

  • Overdraft authorization for everyday debit card transactions*


* Applicable overdraft fees will apply. Please see the important Terms and Conditions and Schedule of Charges for Personal Deposit Accounts. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

Here's what you need to know

  • The overdraft fee or non-sufficient funds return item fee of $30.00 may be imposed for paying or returning unpaid an overdraft created by check, in-person withdrawal, or certain electronic means (e.g., ACH). If we have your consent to pay overdrafts on your everyday debit card transactions, a fee of $30.00 may be imposed.

  • Daily Fee Limit: An account will not be charged more than five overdraft or returned item fees on any one day even if the number of overdraft funds fee or non-sufficient funds fee items exceeds five on that day. 

  • Small Overdraft Waiver: Any transactions that create an end of day available balance that is overdrawn by $5.00 or less will not be assessed an overdraft fee or non-sufficient funds return item fee.

  • If we decide to honor an item that overdraws your account, you are required to promptly reimburse us for the amount of the overdraft (along with any applicable fees described above).