Shop from Home for the Holidays
It’s the season of giving, which can also mean the season of shopping, spending and tackling wish lists Take advantage of the time-saving convenience of online shopping and spend the holidays with the people you love and not behind people in line or in mall parking lots.
Emailed gift cards make excellent quick gifts. Gift cards make a great gift for anyone and though it wouldn’t be under the tree, gift cards that are emailed would hit your friend or family member’s inbox quickly. Many stores do not charge any additional fees for a gift card purchased online, even if you opt to purchase a gift card that is sent through traditional mail. Target®, for example, is offering mobile gift cards that can be texted to your loved one, which they can easily save to their smartphone.
Plastic, not paper. An online transaction will have you ditch cash for a more secure plastic method of payment that has the muscle of fraud protection behind it. Check what type of fraud protection your credit card offers and only shop at reputable online stores.
Some credit cards also have the added perk of extended warranty if you use it to purchase certain big ticket items such as tablets or jewelry for that special person on your nice list.
Your holiday shopping ventures are good opportunities to use your credit card to earn a lot of rewards in a short amount of time. Watch your miles, points or cash rewards add up for holiday related purchases you were planning on making anyway. See which major online retailers you can earn extra rewards at when you use your Priority RewardsSM or Priority DestinationsSM credit card, including Apple.com, Nordstrom.com and Amazon.com at www.fhb.com/shoponline
Reduce self-gifting. Window shopping and browsing through racks tempt you to pick up a gift or two for yourself. Shopping online puts you in an environment where you focus on searching for only the gifts that you are at that website for. The average American spent $126.37 in 2014 on “self-gifting” impulse purchases during the holidays. That $126.37 can stay in your pocket longer should you delay a treat for yourself until after the holiday shopping season.
Purchase stamps and postage online. Avoid the long lines at the post office when you purchase your seasonal stamps online. You can even pay for and and print your own shipping label for sending presents to the mainland. USPS offers a service that will allow you to schedule a postal worker to pick up the parcel from your home or office, depending on the type of parcel. The post office and other delivery companies will even have an online process to send care packages to members of the military, including customs forms you can print at home.
Compare prices without leaving your home. You can look up the same board game or DVD on several different online stores at one time to figure out who has the best deal. Plus, looking at the product reviews online may help you make a better purchasing decision.