Transfer Money

Quickly transfer money between your First Hawaiian Bank accounts and your accounts at other banks[[#1]]

Transfer money online

Transferring money has never been easier. Use your FHB Online® account or FHB Mobile[[#2]] app to transfer money between your First Hawaiian Bank accounts or to/from your own accounts at other financial institutions.

Types of Transfers

  • Internal Transfers
    Transfer money between your FHB checking and savings accounts, or from your FHB credit card or line of credit to your FHB checking or savings account.

  • External Transfers[[#1]]
    Transfer money from an FHB savings or checking account to your account at another bank, or from your account at another bank to an FHB savings, checking, credit card, mortgage, loan or line of credit.

  • Make an FHB Payment
    Make a payment from your FHB checking account to your FHB credit card loan, line of credit or mortgage account.
  • Future-Dated Transfers
    One-time internal or external transfer that is scheduled up to one year in advance.
  • Recurring Transfers
    Recurring transfers are for the same amount and between the same accounts.


Limits & Processing Times

  • Internal Transfers
    Up to the current available balance or credit balance in the source account. Internal Transfers made by 10pm HST (business days) will be processed the same business day (10pm ChST if your account was opened in Guam or Saipan). For all mortgage and credit card accounts, and accounts opened online, the cutoff time is 10pm HST.
  • External Transfers
    When creating an external transfer your current External Transfer limits can be viewed by clicking the 'View Limits' link next to the dollar amount you are sending. The expected delivery date is displayed as you are creating the transfer.

How-to Transfer Money

Learn how to transfer money with FHB Online.

Internal Transfers


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External Transfers

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Enrolling in online banking is easy and takes just a few minutes.


    External Transfers is available to customers 18 years and older who are registered for the FHB Online & Mobile Banking service. External Transfers enables you to transfer money to and from an FHB savings, checking or money market account, or to an FHB credit card or loan account from another financial institution.

    External Transfers can be found under the “Transfers & Deposits” section in FHB Online. Click on the “External Transfers” link and follow the instructions to set up your external accounts.

    In the FHB Mobile app, go to “Transfers” then select “External transfer”. After selecting the To or From field, you can select the “Add an Account” option at the bottom of the screen to set an external account.


      Trial deposits are small, random amounts that are deposited to your external account to verify the account and routing number you provided are accurate.

      STEP 1: Receive Trial Deposits
      Within three business days, we will make up to two small deposits into your external account.

      STEP 2: Check Deposit Amounts
      Log into your external account to review the deposit amounts made. Deposits should appear as TRANSFER and/or ACCTVRFY. Write down the amounts for reference.

      STEP 3: Confirm Deposit Amounts
      You will receive an email notification prompting you to confirm the deposit amounts. To do this, log in to FHB Online, go to the Transfers page and click on the External Account Transfers link. Click on the “verify” link next to your external account and enter the deposit amounts. If the amounts entered by you match the amounts of the deposits we made, the account will be enabled for External Transfers.

        No, you can only transfer funds to your own accounts within the U.S.

          When you use External Transfers transfer funds from your account at another financial institution to pay your First Hawaiian Bank mortgage loan, credit card, installment loan, or line of credit, the payment date will reflect the date that the External Transfer request was submitted as long as it is complete before 7pm HST (business days). Any requests made after this time will reflect the next business day’s date.


          Didn’t find an answer? Still have questions? 


            1. You must be 18 years or older to use External Transfers service. The external bank account must be in your name and be a checking, savings, money market checking, money market savings or brokerage account. See Terms and Conditions for additional information and limitations.
            2. You must be enrolled in FHB Online and have a mobile device with Internet to use FHB Mobile Banking.