Quickly transfer money between your First Hawaiian Bank accounts or from one bank to another[[#1]]
Transfer money online
Transferring money has never been easier. Use your FHB Online account or FHB Mobile[[#2]] app to transfer money between your First Hawaiian Bank accounts or to/from your own accounts at other financial institutions.
Types of Transfers
Transfer money to and from your First Hawaiian Bank checking, savings, money market, credit card, mortgage, and line of credit accounts.
You can transfer money to and from your First Hawaiian Bank accounts and your accounts at other financial institutions. This includes paying an FHB credit card, mortgage, or line of credit from your accounts at other banks.
- Future-Dated Transfers
One-time internal or external transfer that is scheduled up to one year in advance.
- Recurring Transfers
Recurring transfers are for the same amount and between the same accounts.
Limits & Processing Times
- Internal Transfers
Up to $99,999.99 per transaction and a maximum of $500,000 per day. Transfers made before 5 pm HST (business days) will be transferred the same day for deposit accounts and the next business day for loan accounts.
- External Transfers
Maximum of $5,000 per day and outstanding in-flight. Maximum of $10,000 in a rolling 30 day period. Transfers made before 7 pm HST (business days) will be transferred within 3-5 business days.
Ready to get started?
Enrolling in online banking is easy and takes just a few minutes.
External Transfers is available to customers registered for the FHB Online & Mobile Banking service. External Transfers enables you to transfer money to and from an FHB checking account, or to an FHB credit card or loan account from another financial institution.
External Transfers can be found under the “Transfers” section in FHB Online. Click on the “External Transfers” link on the right and follow the instructions to set up your external accounts.
In the FHB Mobile app, go to “Transfer & Pay” then select “Make an external transfer”. After selecting the To or From field, you can select the “Add an Account” option at the bottom of the screen to set an external account.
Trial deposits are small, random amounts that are deposited to your external account to verify the account and routing number you provided are accurate.
STEP 1: Receive Trial Deposits
Within three business days, we will make up to two small deposits into your external account.
STEP 2: Check Deposit Amounts
Log into your external account to review the deposit amounts made. Deposits should appear as TRANSFER and/or ACCTVRFY. Write down the amounts for reference.
STEP 3: Confirm Deposit Amounts
You will receive an email notification prompting you to confirm the deposit amounts. To do this, log in to FHB Online, go to the Transfers page and click on the External Account Transfers link on the right side. Click on the “verify” link next to your external account and enter the deposit amounts. If the amounts entered by you match the amounts of the deposits we made, the account will be enabled for External Transfers.
No, you can only transfer funds to your own accounts within the U.S.
When you use External Transfers transfer funds from your account at another financial institution to pay your First Hawaiian Bank mortgage loan, credit card, installment loan, or line of credit, the payment date will reflect the date that the External Transfer request was submitted as long as it is complete before 7pm HST (business days). Any requests made after this time will reflect the next business day’s date.
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