Home Equity Lines of Credit
Your home’s equity gives you the flexibility to handle expenses or opportunities along the way.
Ease and convenience
Get the cash you need, when you need it.
Fixed rate lock options for added flexibility.
Peace of mind
Access to funds for emergencies and unplanned expenses.
- Flexibility to choose between a credit line and a loan
- Homeowners who may need access to cash in the future
- Protection against rising interest rates
What is the impact of making extra payments on my debt?
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A line of credit is similar to a credit card in that it is a flexible borrowing solution. You can draw on this revolving loan simply by writing a check. You are also able to borrow any part of your credit line again once you have repaid it. There are no payments until you use your line. For more information, browse our options on loans and lines of credit.
With a personal loan, you receive the whole loan when you're approved and you start paying interest immediately on the full amount. You have a fixed schedule of payments that will reduce until the loan is paid off. For more information, browse our options on loans and lines of credit.
The Consumer Home Equity Loan is similar to the Home Equity Line of Credit in that you can get money from the equity built up in your home. However, the Home Equity Line of Credit is a revolving line of credit and has the additional feature of locking a rate on your line up to five locks.
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