Home Equity Lines of Credit

Your home’s equity gives you the flexibility to handle expenses or opportunities along the way.


  • Ability to lock in a fixed rate (up to five locks at one time).
  • The interest paid may be tax deductible
  • See today's rates and loan terms and conditions, including payment examples

Key benefits

Ease and convenience

Get the cash you need, when you need it.

Your choice

Fixed rate lock options for added flexibility.

Peace of mind

Access to funds for emergencies and unplanned expenses.

home equity

Ideal for

  • Flexibility to choose between a credit line and a loan
  • Homeowners who may need access to cash in the future
  • Protection against rising interest rates

What is the impact of making extra payments on my debt?

* Indicates a required field.


Section Result



Ready to get started?

We're here to help


    A line of credit is similar to a credit card in that it is a flexible borrowing solution. You can draw on this revolving loan simply by writing a check. You are also able to borrow any part of your credit line again once you have repaid it. There are no payments until you use your line. For more information, browse our options on loans and lines of credit.

    With a personal loan, you receive the whole loan when you're approved and you start paying interest immediately on the full amount. You have a fixed schedule of payments that will reduce until the loan is paid off. For more information, browse our options on loans and lines of credit.

      The Consumer Home Equity Loan is similar to the Home Equity Line of Credit in that you can get money from the equity built up in your home. However, the Home Equity Line of Credit is a revolving line of credit and has the additional feature of locking a rate on your line up to five locks.

        You can easily view your loan balance, transfer funds, and make payments using internal or external transfers through FHB Online & Mobile Banking. If you have not yet enrolled in Online & Mobile Banking, you can enroll here.


        Didn’t find an answer? Still have questions?

        Home Equity Lines of Credit

        Home Equity Lines of Credit